NASDAQ · Insurance - Property & Casualty

ROOT (ROOT) Stock

$59.65 +2.93% NASDAQ: ROOT Financial Services

Valuation

MetricValue
Price$59.65
Market Cap$836.30M
P/E Ratio24.72
P/B Ratio1.96
P/S Ratio0.52
EPS (TTM)$2.24
52-Week High$138.31
52-Week Low$40.91
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE10.10%
ROA2.60%
ROCE10.35%
Gross Margin2.70%
Operating Margin2.70%
Net Margin3.70%
Debt/Equity0.46
Current Ratio2.62

Annual Financials (USD)

Metric20212022202320242025
Revenue$345.0M$311.0M$455.0M$1.2B$1.5B
Operating Profit$-521.0M$-298.0M$-147.0M$31.0M$41.0M
Net Profit$-521.0M$-298.0M$-147.0M$31.0M$40.0M
EPS$-37.62$-21.11$-10.24$1.83$2.24
Op Margin-150.9%-95.8%-32.4%2.6%2.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.1B$1.1B$1.2B$1.3B$1.5B
Total Liabilities$415.0M$701.0M$897.0M$1.0B$1.1B
Cash$707.0M$763.0M$680.0M$600.0M$690.0M
Borrowings$14.0M$299.0M$299.0M$202.0M$201.0M

Latest News

Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States GlobeNewswire · Jul 22, 2026 Root, Inc. (ROOT) Just Overtook the 200-Day Moving Average Zacks · Jul 9, 2026 Root (ROOT) Partners With Jerry To Put Car Insurance Inside Its App Simply Wall St. · Jul 9, 2026 Is Root (ROOT) Undervalued Following Its Recent Share Price Rebound? Simply Wall St. · Jul 8, 2026 Root and Jerry Partner to Deliver Fully Embedded, End-to-End Car Insurance Experience GlobeNewswire · Jul 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-403.0M$-211.0M$-34.0M$196.0M$207.0M
Investing Cash Flow$66.0M$-27.0M$-55.0M$-166.0M$-106.0M
Financing Cash Flow$3.0M$0$-1.0M$-15.0M$-25.0M
Net Cash Flow$-407.0M$56.0M$-83.0M$-79.0M$90.0M
Free Cash Flow$-415.0M$-221.0M$-43.0M$184.0M$192.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA5.42
FCF Yield22.12%
Quick Ratio2.62
Interest Coverage1.95
Return 1Y-54.63%
Return 3Y424.04%
Return 5Y-58.73%

Ownership

Insiders Held5.95%
Institutions Held65.29%
Institutions Float Held69.42%
Institutional HolderSharesReport Date
Ribbit Management Company, LLC1,232,6072026-03-31
T. Rowe Price Investment Management, Inc.1,185,0732026-03-31
Blackrock Inc.1,050,3272026-03-31
Vanguard Capital Management LLC516,6322026-03-31
Capital Research Global Investors477,1242026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ASIC $25.35 +1.32% 10.81 $1.22B 0.00%
BOW $33.45 -1.24% 17.02 $1.10B 0.00%
CSWC $23.59 -0.08% 12.23 $1.47B 12.86%
HRZN $4.58 +4.57% -67.83 $229.37M 0.00%
MFICMidCap Financial Investment Corporation $9.87 +2.39% 246.75 $813.02M 12.56%

About ROOT

ROOT is led by CEO Alexander Edward Timm, employs 1,021 people, headquartered in US, publicly traded since 2020.

ROOT stock trades at $59.65 with a market capitalization of $836.30M. The stock is valued at a price-to-earnings (P/E) ratio of 24.72, price-to-book of 1.96, price-to-sales of 0.52. Over the past 52 weeks the stock has ranged between $40.91 and $138.31, and currently trades 56.9% below its 52-week high.

On profitability, ROOT generates a return on equity (ROE) of 10.10%, return on capital employed of 10.35%, an operating margin of 2.70%, a net profit margin of 3.70%.

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