NASDAQ · Insurance - Property & Casualty

Root, Inc. (ROOT) Stock

$48.71 +0.32% NASDAQ: ROOT Financial Services

Valuation

MetricValue
Price$48.71
Market Cap$682.96M
P/E Ratio12.47
P/B Ratio2.21
P/S Ratio0.41
EPS (TTM)$2.24
52-Week High$91.00
52-Week Low$40.91
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE15.91%
ROA3.67%
ROCE9.43%
Gross Margin2.70%
Operating Margin2.70%
Net Margin3.90%
Debt/Equity0.95
Current Ratio2.62

Annual Financials (USD)

Metric20212022202320242025
Revenue$345.0M$311.0M$455.0M$1.2B$1.5B
Operating Profit$-521.0M$-298.0M$-147.0M$31.0M$41.0M
Net Profit$-521.0M$-298.0M$-147.0M$31.0M$40.0M
EPS$-37.62$-21.11$-10.24$1.83$2.24
Op Margin-150.9%-95.8%-32.4%2.6%2.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.1B$1.1B$1.2B$1.3B$1.5B
Total Liabilities$415.0M$701.0M$897.0M$1.0B$1.1B
Cash$707.0M$763.0M$680.0M$600.0M$690.0M
Borrowings$14.0M$299.0M$299.0M$202.0M$201.0M

Latest News

Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States GlobeNewswire · Jul 22, 2026 Root, Inc. (ROOT) Just Overtook the 200-Day Moving Average Zacks · Jul 9, 2026 Root (ROOT) Partners With Jerry To Put Car Insurance Inside Its App Simply Wall St. · Jul 9, 2026 Is Root (ROOT) Undervalued Following Its Recent Share Price Rebound? Simply Wall St. · Jul 8, 2026 Root and Jerry Partner to Deliver Fully Embedded, End-to-End Car Insurance Experience GlobeNewswire · Jul 8, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-403.0M$-211.0M$-34.0M$196.0M$207.0M
Investing Cash Flow$66.0M$-27.0M$-55.0M$-166.0M$-106.0M
Financing Cash Flow$3.0M$0$-1.0M$-15.0M$-25.0M
Net Cash Flow$-407.0M$56.0M$-83.0M$-79.0M$90.0M
Free Cash Flow$-415.0M$-221.0M$-43.0M$184.0M$192.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.41
EV / EBITDA4.73
FCF Yield27.63%
Quick Ratio1.52
Interest Coverage3.22
Return 1Y-54.63%
Return 3Y424.04%
Return 5Y-58.73%

Ownership

Insiders Held5.95%
Institutions Held65.29%
Institutions Float Held69.42%
Institutional HolderSharesReport Date
Ribbit Management Company, LLC1,232,6072026-03-31
T. Rowe Price Investment Management, Inc.1,185,0732026-03-31
Blackrock Inc.1,050,3272026-03-31
Vanguard Capital Management LLC516,6322026-03-31
Capital Research Global Investors477,1242026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $338.46 -0.58% 38.93 $4.97T 0.32%
MSFTMicrosoft Corporation $535.97 +2.56% 28.68 $3.98T 0.76%
GOOGLAlphabet Inc. $351.25 +0.85% 16.94 $4.25T 0.26%
AMZNAmazon.com, Inc. $261.49 +2.92% 19.82 $2.81T 0.00%
METAMeta Platforms, Inc. $719.56 -0.18% 27.93 $1.83T 0.28%

About Root, Inc.

Root, Inc. is led by CEO Alexander Edward Timm, employs 1,021 people, headquartered in US, publicly traded since 2020.

Root, Inc. (ROOT) stock trades at $48.71 with a market capitalization of $682.96M. The stock is valued at a price-to-earnings (P/E) ratio of 12.47, price-to-book of 2.21, price-to-sales of 0.41. Over the past 52 weeks the stock has ranged between $40.91 and $91.00, and currently trades 46.5% below its 52-week high.

On profitability, Root, Inc. generates a return on equity (ROE) of 15.91%, above the typical market average, return on capital employed of 9.43%, an operating margin of 2.70%, a net profit margin of 3.90%.

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