NYSE · Insurance - Property & Casualty

LMND (LMND) Stock

$47.38 -23.72% NYSE: LMND Financial Services

Valuation

MetricValue
Price$47.38
Market Cap$3.64B
P/E Ratio-23.47
P/B Ratio7.76
P/S Ratio5.05
EPS (TTM)$-2.30
52-Week High$99.90
52-Week Low$35.70
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-30.90%
ROA-8.57%
ROCE-30.15%
Gross Margin-21.82%
Operating Margin-21.82%
Net Margin-16.92%
Debt/Equity0.39
Current Ratio1.52

Annual Financials (USD)

Metric20212022202320242025
Revenue$128.0M$257.0M$430.0M$527.0M$738.0M
Operating Profit$-234.0M$-295.0M$-230.0M$-204.0M$-161.0M
Net Profit$-241.0M$-298.0M$-237.0M$-202.0M$-165.0M
EPS$-3.94$-4.59$-3.40$-2.85$-2.30
Op Margin-181.9%-114.8%-53.5%-38.7%-21.8%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.5B$1.7B$1.6B$1.8B$1.9B
Total Liabilities$522.0M$824.0M$924.0M$1.3B$1.4B
Cash$271.0M$283.0M$265.0M$376.0M$385.0M
Borrowings$22.0M$35.0M$43.0M$107.0M$182.0M

Latest News

Lemonade (LMND): Buy, Sell, or Hold Post Q1 Earnings? StockStory · Jul 22, 2026 Lemonade Expands Renters Insurance to Nebraska PR Newswire · Jul 21, 2026 At This Pace, QDOBA Won’t Be a Best-Kept Secret Much Longer QSR · Jul 20, 2026 Prediction: Lemonade Stock Will Reach $100 in 2027. Here's Why. Motley Fool · Jul 19, 2026 Lemonade To Announce Second Quarter 2026 Financial Results PR Newswire · Jul 17, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-145.0M$-163.0M$-119.0M$-11.0M$-16.0M
Investing Cash Flow$-814.0M$171.0M$80.0M$31.0M$-98.0M
Financing Cash Flow$9.0M$4.0M$1.0M$0$0
Net Cash Flow$-301.0M$16.0M$-15.0M$114.0M$11.0M
Free Cash Flow$-154.0M$-173.0M$-128.0M$-21.0M$-26.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield0.47%
Quick Ratio1.06
Interest Coverage—
Return 1Y70.65%
Return 3Y193.62%
Return 5Y-22.64%

Ownership

Insiders Held8.73%
Institutions Held59.68%
Institutions Float Held65.39%
Institutional HolderSharesReport Date
JPMORGAN CHASE & CO5,262,8162026-03-31
Blackrock Inc.4,968,9012026-03-31
Vanguard Capital Management LLC3,018,0922026-03-31
Vanguard Portfolio Management LLC2,981,8572026-03-31
BAILLIE GIFFORD & CO2,766,4262026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AHLAspen Insurance Holdings Limited $37.50 +0.00% 19.43 $3.44B 0.00%
ALLThe Allstate Corporation $274.39 +0.72% 4.71 $70.63B 1.88%
FLG $13.76 -0.65% -27.51 $5.74B 0.29%
HGTY $13.52 +15.36% 29.86 $4.64B 0.00%
LAZ $40.67 -4.89% 21.80 $4.00B 0.00%

About LMND

LMND stock trades at $47.38 with a market capitalization of $3.64B. The stock is valued at a price-to-earnings (P/E) ratio of -23.47, price-to-book of 7.76, price-to-sales of 5.05. Over the past 52 weeks the stock has ranged between $35.70 and $99.90, and currently trades 52.6% below its 52-week high.

On profitability, LMND generates a return on equity (ROE) of -30.90%, return on capital employed of -30.15%, an operating margin of -21.82%, a net profit margin of -16.92%.

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