OTP Bank Nyrt. (OTPBF) Stock

About OTP Bank Nyrt.

Along with its subsidiaries, OTP Bank Nyrt. functions as a commercial bank, offering a comprehensive suite of financial services to a diverse clientele, encompassing retail customers, corporate entities, agricultural enterprises, and both private and institutional investors, domestically in Hungary and across international markets. Its product portfolio features a diverse array of accounts, including current, foreign currency, securities, long-term investment, and retirement savings options. The bank also issues personal and business cards, and extends various credit facilities such as agricultural, mortgage, and housing loans, in addition to overdrafts. Investment opportunities are also provided, covering government and fixed-income bonds, mutual funds, shares, certificates, and facilitating stock exchange orders. Beyond this, the company offers extensive cash management solutions, including domestic and international transfers, batch payments, liquidity management, and financing services. Its broader service portfolio extends to real estate development, leasing, and management, alongside wealth planning, commercial factoring, refinancing, finance leasing, housing savings, fund management, and a suite of e-services. Clients can access these services via internet, mobile, SMS, and telephone banking, as well as through dedicated private banking. As of December 31, 2021, OTP Bank Nyrt. boasted a substantial operational presence, with 1,455 branches and 4,697 ATMs. Established in 1949, the company maintains its headquarters in Budapest, Hungary.

OTP Bank Nyrt. is headquartered in HU.

OTP Bank Nyrt. (OTPBF) stock trades at $142.02 with a market capitalization of $38.22B. The stock is valued at a price-to-earnings (P/E) ratio of 10.64, price-to-book of 2.05, price-to-sales of 2.60. Over the past 52 weeks the stock has ranged between $50.00 and $152.00, and currently trades 6.6% below its 52-week high. It pays a dividend yielding 2.57%.

On profitability, OTP Bank Nyrt. generates a return on equity (ROE) of 20.50% — well above the market average, a sign of a high-quality business, return on capital employed of 2.92%, an operating margin of 28.46%, a net profit margin of 23.25%.

In its most recent fiscal year, OTP Bank Nyrt. reported annual revenue of $4.56T, net profit of $1.13T, revenue has compounded at 26.2% a year over the last five years, profit at 34.3% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.95, a current ratio of 17.06, total assets of $45.15T, $4.94T in cash and equivalents.

OTPBF has an average daily trading volume of 21 shares, a beta of 0.66 (less volatile than the overall market).

Official website: www.otpbank.hu