OTC · Banks - Regional

Mountain Commerce Bancorp, Inc. (MCBI) Stock

$22.78 +0.00% OTC: MCBI Financial Services

Mountain Commerce Bancorp, Inc. functions as the parent corporation for Mountain Commerce Bank, delivering a comprehensive array of financial services primarily catering to entrepreneurs, mid-sized companies, affluent clients, and various professionals.

Valuation

MetricValue
Price$22.78
Market Cap$145.46M
P/E Ratio12.73
P/B Ratio0.98
P/S Ratio1.54
EPS (TTM)$1.79
52-Week High$25.26
52-Week Low$19.02
Dividend Yield1.23%

Financials & Margins

MetricValue
ROE7.95%
ROA0.63%
ROCE6.27%
Gross Margin43.31%
Operating Margin14.83%
Net Margin11.82%
Debt/Equity0.47
Current Ratio0.13

Annual Financials (USD)

Metric20212022202320242025
Revenue$50.0M$60.0M$33.0M$36.0M$95.0M
Operating Profit$30.0M$24.0M$11.0M$14.0M$14.0M
Net Profit$24.0M$18.0M$7.0M$9.0M$11.0M
EPS$3.78$2.96$1.11$1.42$1.78
Op Margin60.7%39.8%34.2%39.8%14.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.3B$1.6B$1.7B$1.7B$1.8B
Total Liabilities$1.2B$1.5B$1.6B$1.6B$1.6B
Cash$69.0M$79.0M$69.0M$76.0M$80.0M
Borrowings$97.0M$125.0M$130.0M$24.0M$68.0M

Latest News

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$23.0M$24.0M$8.0M$10.0M$14.0M
Investing Cash Flow$-239.0M$-297.0M$-164.0M$-10.0M$-20.0M
Financing Cash Flow$184.0M$239.0M$125.0M$55.0M$17.0M
Net Cash Flow$-6.0M$10.0M$-10.0M$0$0
Free Cash Flow$17.0M$3.0M$-11.0M$0$14.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.49
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About Mountain Commerce Bancorp, Inc.

Mountain Commerce Bancorp, Inc. functions as the parent corporation for Mountain Commerce Bank, delivering a comprehensive array of financial services primarily catering to entrepreneurs, mid-sized companies, affluent clients, and various professionals. Its product portfolio includes traditional deposit accounts like checking, savings, and certificates of deposit. Lending options encompass residential mortgages, personal loans and credit lines, commercial property financing, Small Business Administration (SBA) loans, equipment financing, operational credit lines, and credit card facilities. Beyond these, the bank offers specialized private banking services, complimentary fraud monitoring, digital statements, mobile deposit capabilities, and comprehensive online banking. Furthermore, it delivers tailored treasury management solutions for businesses. Investment offerings, provided on a fee-based structure, cover various assets such as individual equities, stock-based mutual funds, and equity exchange-traded funds (ETFs). It also includes individual bonds, bond mutual funds, and fixed-income ETFs, alongside 529 college savings plans, and different Individual Retirement Account (IRA) types like Traditional, Roth, and SIMPLE IRAs. Moreover, the company extends its expertise to retirement plan consulting. This involves reviewing and selecting 401(k) and 403(b) plan designs, offering fiduciary support, assisting investment committees with guidance, and educating plan participants through newsletters. Its insurance offerings span individual and group life insurance (including for estate planning), disability coverage, and long-term care policies. Comprehensive financial planning products and services are also available. The bank conducts its operations through a network of six physical branches situated across Brentwood, Erwin, Johnson City, Knoxville, and Unicoi. Established in 1910, the company's headquarters are located in Knoxville, Tennessee.

Mountain Commerce Bancorp, Inc. is headquartered in US.

Mountain Commerce Bancorp, Inc. (MCBI) stock trades at $22.78 with a market capitalization of $145.46M. The stock is valued at a price-to-earnings (P/E) ratio of 12.73, price-to-book of 0.98, price-to-sales of 1.54. Over the past 52 weeks the stock has ranged between $19.02 and $25.26, and currently trades 9.8% below its 52-week high. It pays a dividend yielding 1.23%.

On profitability, Mountain Commerce Bancorp, Inc. generates a return on equity (ROE) of 7.95%, return on capital employed of 6.27%, an operating margin of 14.83%, a net profit margin of 11.82%.

Official website: www.mcb.com

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