OTC · Banks - Regional

JBT Bancorp Inc. (JBTC) Stock

$39.97 -0.05% OTC: JBTC Financial Services

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company, delivering a full spectrum of banking services throughout Pennsylvania.

Valuation

MetricValue
Price$39.97
Market Cap$97.27M
P/E Ratio8.47
P/B Ratio1.05
P/S Ratio1.58
EPS (TTM)$4.72
52-Week High$40.03
52-Week Low$24.70
Dividend Yield3.20%

Financials & Margins

MetricValue
ROE12.92%
ROA1.14%
ROCE8.91%
Gross Margin71.34%
Operating Margin23.20%
Net Margin18.68%
Debt/Equity0.63
Current Ratio0.14

Annual Financials (USD)

Metric20212022202320242025
Revenue$33.0M$37.0M$48.0M$54.0M$59.0M
Operating Profit$8.0M$10.0M$10.0M$9.0M$12.0M
Net Profit$6.0M$8.0M$8.0M$8.0M$10.0M
EPS$2.65$3.31$3.20$3.10$4.11
Op Margin23.7%26.5%19.9%17.4%21.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$833.0M$868.0M$895.0M$952.0M$989.0M
Total Liabilities$766.0M$798.0M$819.0M$871.0M$898.0M
Cash$72.0M$25.0M$43.0M$107.0M$16.0M
Borrowings$35.0M$52.0M$93.0M$74.0M$59.0M

Latest News

JBTC Announces 2nd Quarter 2026 Earnings GlobeNewswire · Jul 15, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$8.0M$11.0M$11.0M$13.0M$17.0M
Investing Cash Flow$-74.0M$-88.0M$-13.0M$3.0M$-55.0M
Financing Cash Flow$76.0M$15.0M$-20.0M$69.0M$42.0M
Net Cash Flow$9.0M$-47.0M$18.0M$64.0M$0
Free Cash Flow$7.0M$11.0M$11.0M$13.0M$15.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.19
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%
Institutional HolderSharesReport Date
PNC Financial Services Group, Inc.1,0002023-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CBKMConsumers Bancorp, Inc. $30.93 +3.17% 8.71 $97.27M 2.72%
CTUYCentury Next Financial Corporation $71.00 +0.00% 8.27 $90.70M 1.41%
CZBSCitizens Bancshares Corporation $65.50 +0.00% 13.88 $117.96M 1.83%
CZBTCitizens Bancorp of Virginia, Inc. $42.00 +1.50% 8.35 $88.54M 2.86%
JUVFJuniata Valley Financial Corp. $16.65 -0.60% 8.90 $83.79M 5.29%

About JBT Bancorp Inc.

JBT Bancorp Inc. operates as the holding company for Jonestown Bank and Trust Company, delivering a full spectrum of banking services throughout Pennsylvania. The institution caters to both individual and business clients, offering diverse checking and savings accounts. Its lending portfolio encompasses business financing, home mortgages, as well as personal, auto, and home equity loans. Beyond core accounts and loans, JBT Bancorp provides an array of financial tools, including gift, reloadable, debit, and credit cards, alongside investment opportunities such as certificates of deposit (CDs) and individual retirement accounts (IRAs). The bank embraces modern technology, with digital wallet integration, online banking, and mobile banking services. It also supports businesses with specialized solutions, overdraft coverage, and autobook features. Additionally, the company offers tailored young adult banking programs, e-statements, secure night deposit and drop services, coin and currency ordering, and a robust debit card anti-fraud program. Established in 1873, JBT Bancorp Inc. is headquartered in Jonestown, Pennsylvania.

JBT Bancorp Inc. is headquartered in US.

JBT Bancorp Inc. (JBTC) stock trades at $39.97 with a market capitalization of $97.27M. The stock is valued at a price-to-earnings (P/E) ratio of 8.47, price-to-book of 1.05, price-to-sales of 1.58. Over the past 52 weeks the stock has ranged between $24.70 and $40.03, and currently trades at its 52-week high. It pays a dividend yielding 3.20%.

On profitability, JBT Bancorp Inc. generates a return on equity (ROE) of 12.92%, above the typical market average, return on capital employed of 8.91%, an operating margin of 23.20%, a net profit margin of 18.68%.

Official website: www.jbt.bank

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