OTC · Insurance - Property & Casualty

Intact Financial Corporation (INTAF) Stock

$17.75 +0.00% OTC: INTAF Financial Services

Operating through its subsidiaries, Intact Financial Corporation offers a comprehensive suite of property and casualty insurance products to both individual customers and businesses across Canada, the United States, the United Kingdom, Ireland, continental Europe, and the Middle East. For personal clients, the company provides coverage for automobiles, including specialized policies for motorhomes, recreational vehicles, motorcycles, snowmobiles, and ATVs.

Valuation

MetricValue
Price$17.75
Market Cap$3.13B
P/E Ratio15.42
P/B Ratio2.26
P/S Ratio1.79
EPS (TTM)$1.15
52-Week High$18.18
52-Week Low$14.25
Dividend Yield3.49%

Financials & Margins

MetricValue
ROE15.73%
ROA5.12%
ROCE6.95%
Gross Margin42.25%
Operating Margin15.43%
Net Margin12.04%
Debt/Equity0.23
Current Ratio7.21

Annual Financials (USD)

Metric20212022202320242025
Revenue$17.5B$21.2B$22.1B$23.7B$26.1B
Operating Profit$1.9B$30.2B$-96.0M$2.9B$4.3B
Net Profit$2.1B$2.5B$1.3B$2.3B$3.4B
EPS$12.40$13.63$6.99$12.36$18.33
Op Margin10.7%142.6%-0.4%12.1%16.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$66.3B$65.0B$56.0B$59.5B$62.9B
Total Liabilities$49.6B$49.3B$39.5B$41.4B$42.0B
Cash$2.3B$1.0B$1.2B$894.0M$1.1B
Borrowings$5.9B$5.1B$5.7B$5.5B$5.3B

Latest News

Intact Financial Q2 Earnings Call Highlights MarketBeat · Aug 1, 2026 S&P/TSX Composite Index Down 470 Points at Midday as the Middle East Conflict Resumes MT Newswires · Jul 29, 2026 Intact Financial Q2 Net Operating Income Per Share Falls 39% YoY on Higher Losses MT Newswires · Jul 29, 2026 Intact Financial Corporation reports Q2-2026 results CNW Group · Jul 28, 2026 Intact supports Kingston's wildfire recovery every step of the way: One year later, 75% of claims are closed CNW Group · Jul 14, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$3.1B$3.7B$1.8B$3.4B$4.4B
Investing Cash Flow$-6.3B$-3.2B$-3.0B$-2.3B$-3.0B
Financing Cash Flow$-123.0M$-590.0M$-143.0M$-485.0M$-394.0M
Net Cash Flow$1.4B$-1.3B$161.0M$-174.0M$216.0M
Free Cash Flow$2.8B$3.3B$1.4B$3.0B$3.9B

Valuation & Return Ratios

MetricValue
PEG Ratio0.41
EV / EBITDA10.01
FCF Yield7.35%
Quick Ratio7.21
Interest Coverage19.10
Return 1Y30.90%
Return 3Y71.79%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held40.57%
Institutions Float Held40.57%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BNSPFThe Bank of Nova Scotia $18.71 -0.74% 16.84 $22.56B 3.62%
FAXXFFairfax Financial Holdings Limited $17.99 +0.00% 8.18 $21.65B 5.28%
FRFGFFairfax Financial Holdings Limited $15.50 +0.00% 7.76 $20.04B 0.90%
FUIZFFubon Financial Holding Co., Ltd. Sponsored GDR RegS $15.93 +0.00% 16.56 $22.31B 8.66%
FXFLFFairfax Financial Holdings Limited $16.59 +3.37% 8.15 $16.84B 0.85%

About Intact Financial Corporation

Operating through its subsidiaries, Intact Financial Corporation offers a comprehensive suite of property and casualty insurance products to both individual customers and businesses across Canada, the United States, the United Kingdom, Ireland, continental Europe, and the Middle East. For personal clients, the company provides coverage for automobiles, including specialized policies for motorhomes, recreational vehicles, motorcycles, snowmobiles, and ATVs. Its personal property offerings protect homes and their contents against risks such as fire, theft, vandalism, and water damage, in addition to personal liability coverage, with options for tenants, condominium owners, non-owner occupied residences, and seasonal properties. In the commercial sphere, Intact delivers insurance solutions tailored for small and medium-sized enterprises, encompassing commercial property protection for physical assets, and a range of liability coverages including general commercial, product, professional, and cyber liability endorsements. Furthermore, it supplies commercial vehicle insurance for business autos, fleets, garage operations, light trucks, public vehicles, and the specific demands of the sharing economy. Beyond these, the company provides various personal coverage levels for home, motor, and pet insurance, along with general insurance, specialty lines, and risk management solutions. Its extensive specialty insurance portfolio serves diverse product and customer segments, such as accident and health, technology, ocean and inland marine, public entities, entertainment, and financial services and institutions. Additionally, Intact offers products for specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. Established in 1809 and headquartered in Toronto, Canada, the company was previously known as ING Canada Inc. until its rebranding to Intact Financial Corporation in 2009.

Intact Financial Corporation is headquartered in CA.

Intact Financial Corporation (INTAF) stock trades at $17.75 with a market capitalization of $3.13B. The stock is valued at a price-to-earnings (P/E) ratio of 15.42, price-to-book of 2.26, price-to-sales of 1.79. Over the past 52 weeks the stock has ranged between $14.25 and $18.18, and currently trades 2.4% below its 52-week high. It pays a dividend yielding 3.49%.

On profitability, Intact Financial Corporation generates a return on equity (ROE) of 15.73%, above the typical market average, return on capital employed of 6.95%, an operating margin of 15.43%, a net profit margin of 12.04%.

Official website: www.intactfc.com

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