What is Hills Bancorporation (HBIA) stock price today?

Hills Bancorporation (HBIA) is currently trading at $45.28, up 1.16% today.

What is HBIA P/E ratio?

Hills Bancorporation's P/E ratio is 46.74. This is above the market average, reflecting high growth expectations.

What is HBIA return on equity (ROE)?

Hills Bancorporation's return on equity (ROE) is 11.56%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Hills Bancorporation's market cap?

Hills Bancorporation has a market capitalization of $3.17B.

OTC · Banks - Regional

Hills Bancorporation (HBIA) Stock

$45.28 +1.16% OTC: HBIA Financial Services

Valuation

Metric	Value
Price	$45.28
Market Cap	$3.17B
P/E Ratio	46.74
P/B Ratio	5.32
P/S Ratio	12.05
EPS (TTM)	$0.97
52-Week High	$99.01
52-Week Low	$44.51
Dividend Yield	2.72%

Financials & Margins

Metric	Value
ROE	11.56%
ROA	1.46%
ROCE	1.99%
Gross Margin	66.29%
Operating Margin	32.53%
Net Margin	25.89%
Debt/Equity	0.74
Current Ratio	2.33

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$156.0M	$159.0M	$200.0M	$230.0M	$257.0M
Operating Profit	$62.0M	$61.0M	$48.0M	$60.0M	$76.0M
Net Profit	$48.0M	$48.0M	$38.0M	$48.0M	$61.0M
EPS	$0.65	$0.64	$0.52	$0.66	$0.86
Op Margin	39.9%	38.3%	24.3%	26.1%	29.4%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$4.0B	$4.0B	$4.3B	$4.6B	$4.6B
Total Liabilities	$3.6B	$3.5B	$3.8B	$4.0B	$4.0B
Cash	$782.0M	$37.0M	$59.0M	$123.0M	$42.0M
Borrowings	$0	$122.0M	$297.0M	$565.0M	$653.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$85.0M	$56.0M	$53.0M	$56.0M	$69.0M
Investing Cash Flow	$-104.0M	$-734.0M	$-335.0M	$-195.0M	$-127.0M
Financing Cash Flow	$338.0M	$-184.0M	$-82.0M	$51.0M	$6.0M
Net Cash Flow	$208.0M	$-745.0M	$23.0M	$64.0M	$1.0M
Free Cash Flow	$84.0M	$55.0M	$50.0M	$51.0M	$65.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	1.15
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	-41.19%
Return 3Y	-30.78%
Return 5Y	-30.30%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
ALRS	$33.32	+1.77%	39.04	$837.28M	3.10%
CSBBCSB Bancorp, Inc.	$72.50	+0.00%	13.50	$190.46M	2.37%
EGBN	$27.89	-1.76%	-5.81	$850.52M	0.78%
EMYBEmbassy Bancorp, Inc.	$21.90	+0.00%	11.47	$162.38M	2.51%
ENBPENB Financial Corp	$29.26	+0.90%	7.82	$166.89M	2.46%

About Hills Bancorporation

Hills Bancorporation, founded in 1904 and headquartered in Hills, Iowa, functions as the parent company for Hills Bank and Trust Company. This institution provides a broad spectrum of commercial banking and financial services to a varied clientele, including individuals, businesses, governmental organizations, and other institutional customers. Its banking operations involve accepting various deposit types, such as demand, savings, and term accounts. The company also offers a comprehensive suite of lending products, including real estate financing like mortgages and construction loans, commercial and financial credit, agricultural loans, and a range of personal consumer loans for vehicles, installments, and other purposes. Beyond core banking, Hills Bancorporation maintains convenient amenities like night deposit boxes and safe deposit facilities, alongside providing collection, exchange, and other financial services. Furthermore, the company delivers extensive trust and wealth management services. This includes administering estates, personal trusts, and pension plans, as well as offering farm management, investment advisory, and custodial solutions for individuals, corporations, and nonprofit entities. It also originates residential mortgages that are then sold in the secondary market, without retaining the mortgage servicing rights. The company conducts its operations from its primary office in Hills, Iowa, supported by 18 full-service branch locations distributed across Johnson, Linn, and Washington counties within Iowa.

Hills Bancorporation is headquartered in US.

Hills Bancorporation (HBIA) stock trades at $45.28 with a market capitalization of $3.17B. The stock is valued at a price-to-earnings (P/E) ratio of 46.74, price-to-book of 5.32, price-to-sales of 12.05. Over the past 52 weeks the stock has ranged between $44.51 and $99.01, and currently trades 54.3% below its 52-week high. It pays a dividend yielding 2.72%.

On profitability, Hills Bancorporation generates a return on equity (ROE) of 11.56%, return on capital employed of 1.99%, an operating margin of 32.53%, a net profit margin of 25.89%.

Official website: www.hillsbank.com

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