What is Golden State Bancorp (GSBX) stock price today?

Golden State Bancorp (GSBX) is currently trading at $38.35, up 0% today.

What is GSBX P/E ratio?

Golden State Bancorp's P/E ratio is 10.59. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is GSBX return on equity (ROE)?

Golden State Bancorp's return on equity (ROE) is 12.51%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is Golden State Bancorp's market cap?

Golden State Bancorp has a market capitalization of $70.43M.

OTC · Banks - Regional

Golden State Bancorp (GSBX) Stock

$38.35 +0.00% OTC: GSBX Financial Services

Valuation

Metric	Value
Price	$38.35
Market Cap	$70.43M
P/E Ratio	10.59
P/B Ratio	1.26
P/S Ratio	1.08
EPS (TTM)	$3.62
52-Week High	$38.46
52-Week Low	$26.50
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	12.51%
ROA	1.03%
ROCE	9.54%
Gross Margin	56.82%
Operating Margin	21.73%
Net Margin	15.36%
Debt/Equity	0.71
Current Ratio	0.01

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$23.0M	$31.0M	$44.0M	$56.0M	$63.0M
Operating Profit	$5.0M	$11.0M	$11.0M	$10.0M	$13.0M
Net Profit	$4.0M	$8.0M	$8.0M	$8.0M	$9.0M
EPS	$1.79	$3.11	$2.85	$2.98	$3.38
Op Margin	22.4%	35.1%	24.7%	18.4%	21.1%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$526.0M	$649.0M	$730.0M	$837.0M	$954.0M
Total Liabilities	$488.0M	$594.0M	$667.0M	$766.0M	$873.0M
Cash	$105.0M	$76.0M	$139.0M	$118.0M	$124.0M
Borrowings	$41.0M	$28.0M	$45.0M	$49.0M	$60.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$7.0M	$11.0M	$9.0M	$9.0M	$12.0M
Investing Cash Flow	$-91.0M	$-154.0M	$-17.0M	$-131.0M	$-110.0M
Financing Cash Flow	$74.0M	$118.0M	$57.0M	$92.0M	$95.0M
Net Cash Flow	$-1.0M	$-28.0M	$63.0M	$-23.0M	$7.0M
Free Cash Flow	$7.0M	$11.0M	$8.0M	$9.0M	$12.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	1.37
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	44.72%
Return 3Y	87.07%
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AAPLApple Inc.	$313.33	+0.29%	37.72	$4.60T	0.34%
MSFTMicrosoft Corporation	$499.99	+0.03%	22.95	$3.71T	0.94%
GOOGLAlphabet Inc.	$354.30	-0.96%	27.68	$4.29T	0.23%
AMZNAmazon.com, Inc.	$274.48	+0.82%	28.76	$2.95T	0.00%
METAMeta Platforms, Inc.	$592.10	+0.37%	21.47	$1.51T	0.35%

About Golden State Bancorp

Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. The company accepts checking, savings, deposits, and money market accounts, and cash management services, as well as certificates of deposit. Its loan products comprise commercial real estate, business operating term, and construction loans, as well as non-owner occupied residential financing, strategic bridge financing solutions, and lines of credit. In addition, the company offers bill pay, and online and mobile banking services. It serves the business, commercial, and professional markets through its branches located in Glendale, California, and Upland. Golden State Bancorp was incorporated in 2015 and is headquartered in Glendale, California.

Golden State Bancorp is headquartered in US.

Golden State Bancorp (GSBX) stock trades at $38.35 with a market capitalization of $70.43M. The stock is valued at a price-to-earnings (P/E) ratio of 10.59, price-to-book of 1.26, price-to-sales of 1.08. Over the past 52 weeks the stock has ranged between $26.50 and $38.46, and currently trades at its 52-week high.

On profitability, Golden State Bancorp generates a return on equity (ROE) of 12.51%, above the typical market average, return on capital employed of 9.54%, an operating margin of 21.73%, a net profit margin of 15.36%.

Official website: www.goldenstatebancorp.com