OTC · Banks - Regional

First State Financial Corp. (FSTF) Stock

$0.01 +0.00% OTC: FSTF Financial Services

First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida. The company primarily engages in generating deposits and originating loans.

Valuation

MetricValue
Price$0.01
Market Cap$53283
P/E Ratio-2.90
P/B Ratio-0.52
P/S Ratio0.00
EPS (TTM)$0.00
52-Week High$0.06
52-Week Low$0.00
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE34.76%
ROA0.00%
ROCE408.92%
Gross Margin0.00%
Operating Margin0.00%
Net Margin0.00%
Debt/Equity-0.96
Current Ratio0.00

Annual Financials (USD)

Metric20072008202220232024
Revenue$37.0M$31.0M$0$0$0
Operating Profit$4.0M$-23.0M$0$0$0
Net Profit$2.0M$-14.0M$0$0$0
EPS$0.40$-2.40$0.00$0.00$0.00
Op Margin10.0%-73.9%-20.0%-356.2%

Balance Sheet (USD)

Metric20072008202220232024
Total Assets$475.0M$470.0M$0$0
Total Liabilities$425.0M$435.0M$0$0
Cash$6.0M$5.0M$0$0
Borrowings$28.0M$66.0M$0$0$0

Latest News

First State Financial Management Selects Mili, Bringing AI-Powered Advisor Workflows to Community Bank Wealth Management CNW Group · Jun 15, 2026

Cash Flow (USD)

Metric20072008202220232024
Operating Cash Flow$6.0M$3.0M$0$0
Investing Cash Flow$-63.0M$-20.0M$0$0
Financing Cash Flow$-5.0M$-27.0M$0$0
Net Cash Flow$-34.0M$-4.0M$0$0
Free Cash Flow$1.0M$0$0$0$0

Valuation & Return Ratios

MetricValue
PEG Ratio0.08
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y-30.77%
Return 3Y-79.87%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.01%
Institutions Float Held0.01%
Institutional HolderSharesReport Date
Gamma Investing LLC8332026-06-30
Huntington National Bank12026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BICBBioCube, Inc. $0.00 -0.20 $9674 0.00%
CNHCChina Health Management Corp. $0.00 8.75 $284011 0.00%
EGDDEastern Goldfields, Inc. $0.00 0.00 $968 0.00%
FRCBFirst Republic Bank $0.00 0.00 $74487 0.00%
MGTIMGT Capital Investments, Inc. $0.00 -79.48 $7.47M 0.00%

About First State Financial Corp.

First State Financial Corporation operates as the bank holding company for First State Bank, which provides retail and commercial banking services to individuals, and small and medium-sized businesses in the west central region of Florida. The company primarily engages in generating deposits and originating loans. Its deposit products consist of certificates of deposit, checking and other demand deposits, NOW accounts, savings accounts, and money market accounts. The company’s lending portfolio comprises commercial, consumer, and real estate loans, including commercial loans collateralized by real estate. It also provides safe deposit boxes, wire transfers, direct deposit of payroll and social security payments, night depository, and travelers’ checks, as well as offers banking by mail and Internet, and automated teller machine services. The company was founded in 1988 and is headquartered in Sarasota, Florida.

First State Financial Corp. is headquartered in US.

First State Financial Corp. (FSTF) stock trades at $0.01 with a market capitalization of $53283. The stock is valued at a price-to-earnings (P/E) ratio of -2.90, price-to-book of -0.52, price-to-sales of 0.00. Over the past 52 weeks the stock has ranged between $0.00 and $0.06, and currently trades 83.3% below its 52-week high.

On profitability, First State Financial Corp. generates a return on equity (ROE) of 34.76% — well above the market average, a sign of a high-quality business, return on capital employed of 408.92%, an operating margin of 0.00%, a net profit margin of 0.00%.

Official website: www.firststatefinancial.net

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides