OTC · Financial - Mortgages

First National Financial Corporation (FNLIF) Stock

$34.22 OTC: FNLIF Financial Services

First National Financial Corporation, operating alongside its subsidiary entities, is primarily involved in the origination, evaluation, and ongoing management of both commercial and residential mortgage loans across Canada. The organization divides its activities into two principal divisions: a Residential segment and a Commercial segment.

Valuation

MetricValue
Price$34.22
Market Cap$2.05B
P/E Ratio33.70
P/B Ratio3.87
P/S Ratio2.65
EPS (TTM)$1.02
52-Week High$35.53
52-Week Low$25.00
Dividend Yield5.26%

Financials & Margins

MetricValue
ROE27.51%
ROA0.40%
ROCE0.24%
Gross Margin26.37%
Operating Margin10.92%
Net Margin8.05%
Debt/Equity66.95
Current Ratio0.05

Annual Financials (USD)

Metric20202021202220232024
Revenue$1.2B$1.2B$1.4B$1.9B$2.1B
Operating Profit$259.0M$264.0M$269.0M$344.0M$277.0M
Net Profit$190.0M$195.0M$198.0M$253.0M$203.0M
EPS$3.12$3.20$3.25$4.15$3.33
Op Margin21.2%22.1%19.2%18.2%13.0%

Balance Sheet (USD)

Metric20202021202220232024
Total Assets$39.5B$42.3B$43.8B$46.0B$51.2B
Total Liabilities$38.9B$41.7B$43.1B$45.2B$50.4B
Cash$0$0$0$0$0
Borrowings$38.7B$41.4B$39.8B$40.6B$47.8B

Latest News

Cambodia Receives Institutional Capability Development Plan to Strengthen NPCC and Advance Productivity-led Growth GlobeNewswire · Jul 23, 2026 Dow Jones Futures: Google, Tesla Fall On Earnings, Capex, But AI Stocks Climb Investor's Business Daily · Jul 23, 2026 American Riviera Bank Announces Results for the Second Quarter of 2026 ACCESS Newswire · Jul 23, 2026 In Ghana, one man's race to save critically endangered fish AFP · Jul 23, 2026 MU, SNDK, SKHY Stocks Jump: Google's AI Hunger, Elon Musk's Micron Shoutout Send Memory Bulls Charging Stocktwits · Jul 23, 2026

Cash Flow (USD)

Metric20202021202220232024
Operating Cash Flow$-247.0M$-403.0M$509.0M$-104.0M$-764.0M
Investing Cash Flow$142.0M$-45.0M$-65.0M$-84.0M$101.0M
Financing Cash Flow$346.0M$350.0M$-407.0M$163.0M$851.0M
Net Cash Flow$115.0M$-283.0M$-100.0M$-17.0M$5.0M
Free Cash Flow$-251.0M$-435.0M$497.0M$-110.0M$-768.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-1.71
EV / EBITDA423.41
FCF Yield16.32%
Quick Ratio0.05
Interest Coverage0.15
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AEOJFAEON Financial Service Co., Ltd. $8.57 +0.00% 13.27 $1.85B 3.97%
AOZOYAozora Bank, Ltd. $3.75 +0.00% 16.17 $2.08B 3.47%
EHMEFgoeasy Ltd. $35.87 +0.00% -3.03 $575.13M 11.90%
ILPMFPermanent TSB Group Holdings plc $3.05 +0.00% 23.49 $1.66B 3.28%
LCSHFLancashire Holdings Limited $8.70 +0.00% 7.00 $2.11B 3.45%

About First National Financial Corporation

First National Financial Corporation, operating alongside its subsidiary entities, is primarily involved in the origination, evaluation, and ongoing management of both commercial and residential mortgage loans across Canada. The organization divides its activities into two principal divisions: a Residential segment and a Commercial segment. It provides a variety of mortgage solutions, encompassing financing for single-family homes, multi-unit residential properties, and various commercial real estate projects. Customers can access the company's offerings through a network of mortgage brokers as well as directly via its online platforms. Established in 1988, First National Financial Corporation maintains its primary corporate headquarters in Toronto, Canada.

First National Financial Corporation is headquartered in CA.

First National Financial Corporation (FNLIF) stock trades at $34.22 with a market capitalization of $2.05B. The stock is valued at a price-to-earnings (P/E) ratio of 33.70, price-to-book of 3.87, price-to-sales of 2.65. Over the past 52 weeks the stock has ranged between $25.00 and $35.53, and currently trades 3.7% below its 52-week high. It pays a dividend yielding 5.26%.

On profitability, First National Financial Corporation generates a return on equity (ROE) of 27.51% — well above the market average, a sign of a high-quality business, return on capital employed of 0.24%, an operating margin of 10.92%, a net profit margin of 8.05%.

Official website: www.firstnational.ca

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides