What is First Niles Financial, Inc. PFD SER A (FNFPA) stock price today?

First Niles Financial, Inc. PFD SER A (FNFPA) is currently trading at $3.80, up 0% today.

What is FNFPA P/E ratio?

First Niles Financial, Inc. PFD SER A's P/E ratio is 5.01. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FNFPA return on equity (ROE)?

First Niles Financial, Inc. PFD SER A's return on equity (ROE) is 4.85%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First Niles Financial, Inc. PFD SER A's market cap?

First Niles Financial, Inc. PFD SER A has a market capitalization of $4.23M.

OTC · Banks - Regional

First Niles Financial, Inc. PFD SER A (FNFPA) Stock

$3.80 +0.00% OTC: FNFPA Financial Services

First Niles Financial, Inc. functions as a specialized holding company with a singular business focus, meaning it does not diversify into various sectors.

Valuation

Metric	Value
Price	$3.80
Market Cap	$4.23M
P/E Ratio	5.01
P/B Ratio	0.24
P/S Ratio	0.30
EPS (TTM)	$0.76
52-Week High	$5.05
52-Week Low	$3.80
Dividend Yield	7.37%

Financials & Margins

Metric	Value
ROE	4.85%
ROA	0.54%
ROCE	0.83%
Gross Margin	53.45%
Operating Margin	8.03%
Net Margin	6.00%
Debt/Equity	2.86
Current Ratio	0.53

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$7.0M	$8.0M	$7.0M	$8.0M	$14.0M
Operating Profit	$1.0M	$1.0M	$1.0M	$1.0M	$1.0M
Net Profit	$1.0M	$0	$1.0M	$1.0M	$1.0M
EPS	$0.49	$0.19	$0.61	$0.78	$0.76
Op Margin	19.4%	13.9%	15.2%	13.9%	8.2%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$124.0M	$134.0M	$157.0M	$156.0M	$157.0M
Total Liabilities	$111.0M	$121.0M	$143.0M	$142.0M	$139.0M
Cash	$-27.0M	$-7.0M	$15.0M	$9.0M	$11.0M
Borrowings	$29.0M	$36.0M	$54.0M	$56.0M	$49.0M

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$1.0M	$0	$1.0M	$-5.0M	$-2.0M
Investing Cash Flow	$2.0M	$-30.0M	$-15.0M	$0	$5.0M
Financing Cash Flow	$14.0M	$2.0M	$5.0M	$-5.0M	$5.0M
Net Cash Flow	$4.0M	$-20.0M	$8.0M	$-6.0M	$2.0M
Free Cash Flow	$1.0M	$0	$1.0M	$-5.0M	$-2.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.43
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	—
Return 3Y	—
Return 5Y	—

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AMSAAmerican Seniors Association Holding Group, Inc.	$0.20	+0.00%	—	$10.47M	0.00%
AVFCFADVFN Plc	$0.27	+0.00%	-11.73	$12.50M	0.00%
CCFCCCSB Financial Corp.	$12.15	+0.00%	-17.11	$8.73M	0.00%
FPBCFirst Pacific Bancorp	$7.74	+0.00%	16.47	$15.01M	0.00%
IDFBPeak Bancorp Inc.	$12.00	-0.08%	0.00	$9.51M	0.00%

About First Niles Financial, Inc. PFD SER A

First Niles Financial, Inc. functions as a specialized holding company with a singular business focus, meaning it does not diversify into various sectors. Its primary operations are conducted through a general banking business located in Niles, Ohio. This involves attracting funds from the public in the form of deposits and subsequently deploying this capital to issue loans for residential, commercial, and individual consumer needs. The company's main financial intake is generated from interest accrued on its loan portfolio and dividends received from securities. Furthermore, it earns significant non-interest revenue through profits from selling investment securities, fees for servicing loans, gains made on the sale of loans, commitment fees, charges for financial guarantees, specific credit card-related fees, and earnings from bank-owned life insurance policies.

First Niles Financial, Inc. PFD SER A is headquartered in US.

First Niles Financial, Inc. PFD SER A (FNFPA) stock trades at $3.80 with a market capitalization of $4.23M. The stock is valued at a price-to-earnings (P/E) ratio of 5.01, price-to-book of 0.24, price-to-sales of 0.30. Over the past 52 weeks the stock has ranged between $3.80 and $5.05, and currently trades 24.8% below its 52-week high. It pays a dividend yielding 7.37%.

On profitability, First Niles Financial, Inc. PFD SER A generates a return on equity (ROE) of 4.85%, return on capital employed of 0.83%, an operating margin of 8.03%, a net profit margin of 6.00%.

Official website: www.homefedniles.com