Fair Isaac Corporation (FICO) Stock

About Fair Isaac Corporation

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

Fair Isaac Corporation is led by CEO William J. Lansing, employs 3,718 people, headquartered in Bozeman, US, publicly traded since 1987.

Fair Isaac Corporation (FICO) stock trades at $1294.61 with a market capitalization of $30.02B. The stock is valued at a price-to-earnings (P/E) ratio of 38.86, price-to-book of -13.91, price-to-sales of 12.72. Over the past 52 weeks the stock has ranged between $870.01 and $1998.01, and currently trades 35.2% below its 52-week high.

On profitability, Fair Isaac Corporation generates a return on equity (ROE) of -43.08%, return on capital employed of 69.15%, an operating margin of 46.46%, a net profit margin of 33.67%.

In its most recent fiscal year, Fair Isaac Corporation reported annual revenue of $2.0B, net profit of $652.0M, revenue has compounded at 9.0% a year over the last five years, profit at 22.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of -1.74 — a conservative balance sheet with little leverage risk, a current ratio of 0.83, total assets of $1.9B, $134.0M in cash and equivalents.

FICO has an average daily trading volume of 310,851 shares, a beta of 1.29.

Official website: www.fico.com