TransUnion (TRU) Stock

About TransUnion

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

TransUnion is led by CEO Christopher A. Cartwright, employs 13,500 people, headquartered in Chicago, US, publicly traded since 2015.

TransUnion (TRU) stock trades at $78.62 with a market capitalization of $15.06B. The stock is valued at a price-to-earnings (P/E) ratio of 29.42, price-to-book of 2.96, price-to-sales of 2.70. Over the past 52 weeks the stock has ranged between $63.58 and $99.39, and currently trades 20.9% below its 52-week high. It pays a dividend yielding 0.71%.

On profitability, TransUnion generates a return on equity (ROE) of 10.25%, return on capital employed of 18.88%, an operating margin of 18.75%, a net profit margin of 14.91%.

In its most recent fiscal year, TransUnion reported annual revenue of $4.6B, net profit of $455.0M, revenue has compounded at 12.6% a year over the last five years, profit at 5.8% a year.

The balance sheet shows a debt-to-equity ratio of 1.20, a current ratio of 1.75, total assets of $11.1B, $854.0M in cash and equivalents.

TRU has an average daily trading volume of 2,454,731 shares, a beta of 1.55 (more volatile than the overall market).

Official website: www.transunion.com