What is First Acceptance Corporation (FACO) stock price today?

First Acceptance Corporation (FACO) is currently trading at $5.38, down 0.37% today.

What is FACO P/E ratio?

First Acceptance Corporation's P/E ratio is 5.60. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FACO return on equity (ROE)?

First Acceptance Corporation's return on equity (ROE) is 18.38%, indicating how efficiently the company generates profit from shareholders' equity. This is above the market average.

What is First Acceptance Corporation's market cap?

First Acceptance Corporation has a market capitalization of $198.52M.

OTC · Insurance - Property & Casualty

First Acceptance Corporation (FACO) Stock

$5.38 -0.37% OTC: FACO Financial Services

Valuation

Metric	Value
Price	$5.38
Market Cap	$198.52M
P/E Ratio	5.60
P/B Ratio	0.96
P/S Ratio	0.40
EPS (TTM)	$0.96
52-Week High	$5.84
52-Week Low	$3.17
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	18.38%
ROA	4.66%
ROCE	26.36%
Gross Margin	33.67%
Operating Margin	8.99%
Net Margin	7.11%
Debt/Equity	0.22
Current Ratio	0.53

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$285.0M	$302.0M	$488.0M	$559.0M	$506.0M
Operating Profit	$-3.0M	$-22.0M	$99.0M	$33.0M	$39.0M
Net Profit	$-1.0M	$-17.0M	$74.0M	$26.0M	$30.0M
EPS	$-0.03	$-0.46	$1.92	$0.67	$0.80
Op Margin	-0.9%	-7.3%	20.3%	6.0%	7.6%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$323.0M	$356.0M	$570.0M	$680.0M	$726.0M
Total Liabilities	$52.0M	$55.0M	$429.0M	$511.0M	$526.0M
Cash	$61.0M	$49.0M	$110.0M	$77.0M	$78.0M
Borrowings	$52.0M	$55.0M	$46.0M	$45.0M	$46.0M

Latest News

Pouch Insurance Launches Micro-Fleet Rideshare Program in Partnership With First Acceptance Corporation ACCESS Newswire · May 27, 2026 First Acceptance Corporation Reports Operating Results for the Quarter Ended March 31, 2026 ACCESS Newswire · May 5, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$-7.0M	$-4.0M	$85.0M	$52.0M	$47.0M
Investing Cash Flow	$31.0M	$-11.0M	$-26.0M	$-76.0M	$-49.0M
Financing Cash Flow	$-1.0M	$-1.0M	$0	$0	$-7.0M
Net Cash Flow	$13.0M	$-12.0M	$61.0M	$-24.0M	$-8.0M
Free Cash Flow	$-10.0M	$-8.0M	$84.0M	$52.0M	$47.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.09
EV / EBITDA	3.78
FCF Yield	16.66%
Quick Ratio	0.53
Interest Coverage	13.11
Return 1Y	56.52%
Return 3Y	451.02%
Return 5Y	180.35%

Ownership

Insiders Held0.00%

Institutions Held0.76%

Institutions Float Held0.76%

Institutional Holder	Shares	Report Date
Strategic Planning, Inc.	49,429	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BKUTKBank of Utica	$630.51	+0.00%	4.85	$157.87M	3.09%
CBBICBB Bancorp, Inc.	$13.30	+0.38%	7.31	$140.82M	3.76%
CMTV	$40.04	-1.48%	12.84	$223.87M	3.22%
ENBPENB Financial Corp	$29.26	+0.90%	7.82	$166.89M	2.46%
FGFHForesight Financial Group, Inc.	$50.00	+1.13%	16.34	$180.32M	1.76%

About First Acceptance Corporation

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. The company also underwrites auto and motorcycle insurance products; renters, and homeowners; term life insurance products, as well as roadside assistance. The company primarily distributes its products through its retail locations, as well as through call center and internet. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee.

First Acceptance Corporation is headquartered in US.

First Acceptance Corporation (FACO) stock trades at $5.38 with a market capitalization of $198.52M. The stock is valued at a price-to-earnings (P/E) ratio of 5.60, price-to-book of 0.96, price-to-sales of 0.40. Over the past 52 weeks the stock has ranged between $3.17 and $5.84, and currently trades 7.9% below its 52-week high.

On profitability, First Acceptance Corporation generates a return on equity (ROE) of 18.38%, above the typical market average, return on capital employed of 26.36%, an operating margin of 8.99%, a net profit margin of 7.11%.

Official website: www.firstacceptance.com