NYSE · Financial - Credit Services

Elevate Credit, Inc. (ELVT) Stock

$1.87 +0.54% NYSE: ELVT Financial Services

Elevate Credit, Inc. focuses on providing digital financial services specifically tailored for consumers in the United States with non-prime credit histories.

Valuation

MetricValue
Price$1.87
Market Cap$58.83M
P/E Ratio-1.91
P/B Ratio0.59
P/S Ratio0.14
EPS (TTM)$-0.98
52-Week High$3.27
52-Week Low$0.67
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE-24.63%
ROA-4.73%
ROCE-0.34%
Gross Margin42.08%
Operating Margin-0.50%
Net Margin-8.06%
Debt/Equity4.72
Current Ratio7.23

Annual Financials (USD)

Metric20172018201920202021
Revenue$673.0M$787.0M$747.0M$465.0M$417.0M
Operating Profit$71.0M$95.0M$111.0M$120.0M$-2.0M
Net Profit$-7.0M$13.0M$32.0M$36.0M$-34.0M
EPS$-0.20$0.28$0.73$0.87$-0.98
Op Margin10.5%12.1%14.9%25.8%-0.5%

Balance Sheet (USD)

Metric20172018201920202021
Total Assets$688.0M$753.0M$784.0M$670.0M$711.0M
Total Liabilities$591.0M$636.0M$627.0M$506.0M$602.0M
Cash$41.0M$58.0M$89.0M$198.0M$85.0M
Borrowings$513.0M$563.0M$569.0M$450.0M$514.0M

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Cash Flow (USD)

Metric20172018201920202021
Operating Cash Flow$309.0M$362.0M$370.0M$211.0M$156.0M
Investing Cash Flow$-441.0M$-419.0M$-352.0M$19.0M$-322.0M
Financing Cash Flow$103.0M$48.0M$-16.0M$-144.0M$11.0M
Net Cash Flow$-12.0M$17.0M$31.0M$127.0M$-113.0M
Free Cash Flow$292.0M$335.0M$346.0M$195.0M$139.0M

Valuation & Return Ratios

MetricValue
PEG Ratio-0.02
EV / EBITDA30.10
FCF Yield236.06%
Quick Ratio7.23
Interest Coverage-0.05
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AILEiLearningEngines, Inc. $0.42 +0.00% -8.40 $59.29M 0.00%
BYTSBYTE Acquisition Corp. $6.49 -37.95% 49.92 $71.13M 0.00%
GRDIGRIID Infrastructure Inc. Common Stock $0.96 -1.00% -3.43 $68.07M 0.00%
HAIAHealthcare AI Acquisition Corp. $10.86 +100.00% -102.36 $62.88M 0.00%
HMACHainan Manaslu Acquisition Corp. $5.85 -33.67% 0.01 $52.45M 0.00%

About Elevate Credit, Inc.

Elevate Credit, Inc. focuses on providing digital financial services specifically tailored for consumers in the United States with non-prime credit histories. The firm's offerings encompass a range of unsecured products accessible online, such as installment loans, revolving lines of credit, and various credit card options. Prominent among these solutions are Rise, which functions as an installment loan product; Elastic, structured as a line of credit; and the Today Card, a dedicated credit card service. Elevate Credit, Inc. was founded in 2014 and maintains its corporate headquarters in Fort Worth, Texas.

Elevate Credit, Inc. is headquartered in US.

Elevate Credit, Inc. (ELVT) stock trades at $1.87 with a market capitalization of $58.83M. The stock is valued at a price-to-earnings (P/E) ratio of -1.91, price-to-book of 0.59, price-to-sales of 0.14. Over the past 52 weeks the stock has ranged between $0.67 and $3.27, and currently trades 42.8% below its 52-week high.

On profitability, Elevate Credit, Inc. generates a return on equity (ROE) of -24.63%, return on capital employed of -0.34%, an operating margin of -0.50%, a net profit margin of -8.06%.

Official website: www.elevate.com

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