OTC · Insurance - Life

E-L Financial Corporation Limited (ELFIF) Stock

$12.00 +1.35% OTC: ELFIF Financial Services

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life.

Valuation

MetricValue
Price$12.00
Market Cap$4.15B
P/E Ratio4.93
P/B Ratio0.69
P/S Ratio2.18
EPS (TTM)$2.43
52-Week High$13.92
52-Week Low$10.35
Dividend Yield0.92%

Financials & Margins

MetricValue
ROE13.43%
ROA4.01%
ROCE5.37%
Gross Margin59.84%
Operating Margin57.80%
Net Margin43.93%
Debt/Equity0.07
Current Ratio1.41

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.3B$-1.2B$3.0B$3.3B$2.9B
Operating Profit$1.5B$-561.0M$1.3B$2.1B$1.6B
Net Profit$1.2B$-331.0M$955.0M$1.6B$1.2B
EPS$284.39$-96.03$245.24$424.80$3.44
Op Margin64.4%47.6%42.5%61.8%57.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$26.8B$23.5B$25.8B$28.1B$29.9B
Total Liabilities$18.2B$15.8B$17.5B$18.4B$19.3B
Cash$636.0M$303.0M$441.0M$373.0M$564.0M
Borrowings$602.0M$703.0M$733.0M$599.0M$599.0M

Latest News

Checking E-L Financial’s Valuation After Mixed Recent Share Performance Simply Wall St. · May 14, 2026 E-L FINANCIAL CORPORATION LIMITED ANNOUNCES OUTCOME OF DIRECTOR ELECTIONS CNW Group · May 12, 2026 E-L FINANCIAL CORPORATION LIMITED ANNOUNCES DIVIDENDS CNW Group · May 12, 2026 E-L FINANCIAL CORPORATION LIMITED ANNOUNCES MARCH 31, 2026 FINANCIAL RESULTS CNW Group · May 12, 2026 Empire Life announces 2026 first quarter dividends CNW Group · May 5, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$348.0M$398.0M$736.0M$460.0M$387.0M
Investing Cash Flow$199.0M$-454.0M$-399.0M$-82.0M$295.0M
Financing Cash Flow$-49.0M$-247.0M$-177.0M$-40.0M$-100.0M
Net Cash Flow$208.0M$-333.0M$138.0M$-67.0M$208.0M
Free Cash Flow$344.0M$381.0M$736.0M$460.0M$387.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.72
EV / EBITDA3.80
FCF Yield6.84%
Quick Ratio1.41
Interest Coverage61.51
Return 1Y17.03%
Return 3Y119.18%
Return 5Y141.77%

Ownership

Insiders Held57.86%
Institutions Held25.44%
Institutions Float Held60.38%
Institutional HolderSharesReport Date
ROYCE SMALL-CAP TRUST, INC.-Royce Small-Cap Trust, Inc1,165,0002026-03-31
ROYCE FUND-Royce Small-Cap Fund1,072,7002026-03-31
DFA INVESTMENT TRUST CO-The Canadian Small Company Series740,3002026-04-30
DFA INVESTMENT DIMENSIONS GROUP INC-DFA Intl Small Cap Value PORT.652,4002026-04-30
Gabelli Eqy. Series Fd.s Inc-The Gabelli Global Financial Services Fd.426,7002026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BKCYFBank of Cyprus Holdings Public Limited Company $11.96 +0.00% 3.86 $5.21B 9.70%
CFIGFChallenger Limited $5.60 +0.00% 14.76 $3.82B 3.93%
CINSFChina Taiping Insurance Holdings Company Limited $2.81 +0.00% 3.03 $10.10B 5.69%
DCYHFDiscovery Limited $9.20 +0.00% 15.74 $6.16B 1.41%
GIVSYGrupo de Inversiones Suramericana S.A. $19.72 +0.00% 8.86 $4.30B 5.88%

About E-L Financial Corporation Limited

E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It underwrites life and health insurance policies, wealth management products, employee benefit plans, and financial services, as well as segregated funds, mutual funds, and annuity products to individuals, professionals, and businesses through a network of independent financial advisors, managing general agents, national account firms, and group solutions brokers and representatives. The company was incorporated in 1968 and is headquartered in Toronto, Canada.

E-L Financial Corporation Limited is headquartered in CA.

E-L Financial Corporation Limited (ELFIF) stock trades at $12.00 with a market capitalization of $4.15B. The stock is valued at a price-to-earnings (P/E) ratio of 4.93, price-to-book of 0.69, price-to-sales of 2.18. Over the past 52 weeks the stock has ranged between $10.35 and $13.92, and currently trades 13.8% below its 52-week high. It pays a dividend yielding 0.92%.

On profitability, E-L Financial Corporation Limited generates a return on equity (ROE) of 13.43%, above the typical market average, return on capital employed of 5.37%, an operating margin of 57.80%, a net profit margin of 43.93%.

Official website: www.e-lfinancial.ca

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides