OTC · Banks - Regional

Enterprise Financial Services Group, Inc. (EFSG) Stock

$32.00 +0.00% OTC: EFSG Financial Services

Enterprise Financial Services Group, Inc., operating primarily through its wholly owned subsidiary Enterprise Bank, delivers a broad spectrum of banking and financial services. The institution focuses on serving small businesses throughout Western Pennsylvania, also offering personal and business checking and savings accounts.

Valuation

MetricValue
Price$32.00
Market Cap$37.25M
P/E Ratio9.52
P/B Ratio0.91
P/S Ratio1.04
EPS (TTM)$3.36
52-Week High$33.98
52-Week Low$18.71
Dividend Yield1.78%

Financials & Margins

MetricValue
ROE9.90%
ROA0.81%
ROCE4.81%
Gross Margin61.12%
Operating Margin14.69%
Net Margin11.48%
Debt/Equity1.53
Current Ratio0.29

Annual Financials (USD)

Metric20212022202320242025
Revenue$22.0M$19.0M$15.0M$17.0M$33.0M
Operating Profit$5.0M$4.0M$3.0M$4.0M$4.0M
Net Profit$4.0M$3.0M$3.0M$3.0M$3.0M
EPS$3.23$2.22$1.90$2.73$2.78
Op Margin23.9%20.1%22.1%26.0%13.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$378.0M$418.0M$414.0M$447.0M$504.0M
Total Liabilities$344.0M$383.0M$378.0M$408.0M$463.0M
Cash$67.0M$111.0M$69.0M$92.0M$124.0M
Borrowings$64.0M$54.0M$71.0M$63.0M$58.0M

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$5.0M$3.0M$5.0M$4.0M$3.0M
Investing Cash Flow$38.0M$2.0M$-41.0M$-13.0M$-23.0M
Financing Cash Flow$20.0M$48.0M$-22.0M$38.0M$57.0M
Net Cash Flow$-3.0M$44.0M$-42.0M$22.0M$32.0M
Free Cash Flow$2.0M$1.0M$4.0M$3.0M$2.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.10
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y72.06%
Return 3Y143.61%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held0.00%
Institutions Float Held0.00%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMFCAMB Financial Corp. $34.55 +0.14% 8.47 $30.75M 0.81%
APLOApollo Bancorp, Inc. $54.00 +0.00% 12.50 $27.14M 4.30%
BKUTKBank of Utica $630.51 +0.00% 4.85 $157.87M 3.09%
CNBZCNB Corporation $28.49 +0.00% 8.74 $34.49M 3.51%
ELMAElmer Bancorp, Inc. $27.00 +2.86% 10.98 $31.09M 1.48%

About Enterprise Financial Services Group, Inc.

Enterprise Financial Services Group, Inc., operating primarily through its wholly owned subsidiary Enterprise Bank, delivers a broad spectrum of banking and financial services. The institution focuses on serving small businesses throughout Western Pennsylvania, also offering personal and business checking and savings accounts. Its comprehensive lending solutions include commercial mortgages, term loans, business lines of credit, Small Business Administration (SBA) and government-backed financing, construction and development funding, equipment acquisition loans, and working capital solutions. Beyond traditional accounts and loans, the company also provides credit and debit cards, convenient remote deposit capabilities, merchant services for payment processing, and modern online and mobile banking platforms. Established in 1998, Enterprise Financial Services Group, Inc. maintains its headquarters in Allison Park, Pennsylvania.

Enterprise Financial Services Group, Inc. is headquartered in US.

Enterprise Financial Services Group, Inc. (EFSG) stock trades at $32.00 with a market capitalization of $37.25M. The stock is valued at a price-to-earnings (P/E) ratio of 9.52, price-to-book of 0.91, price-to-sales of 1.04. Over the past 52 weeks the stock has ranged between $18.71 and $33.98, and currently trades 5.8% below its 52-week high. It pays a dividend yielding 1.78%.

On profitability, Enterprise Financial Services Group, Inc. generates a return on equity (ROE) of 9.90%, return on capital employed of 4.81%, an operating margin of 14.69%, a net profit margin of 11.48%.

Official website: www.enterprisebankpgh.com

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