NASDAQ · Insurance - Property & Casualty

DGICB (DGICB) Stock

$21.01 -3.84% NASDAQ: DGICB Financial Services

Valuation

MetricValue
Price$21.01
Market Cap$676.60M
P/E Ratio8.79
P/B Ratio1.11
P/S Ratio0.66
EPS (TTM)$2.18
52-Week High$27.60
52-Week Low$13.84
Dividend Yield4.27%

Financials & Margins

MetricValue
ROE12.34%
ROA3.31%
ROCE15.29%
Gross Margin10.02%
Operating Margin10.02%
Net Margin6.77%
Debt/Equity0.05
Current Ratio0.74

Annual Financials (USD)

Metric20212022202320242025
Revenue$816.0M$848.0M$927.0M$990.0M$978.0M
Operating Profit$30.0M$-4.0M$5.0M$62.0M$98.0M
Net Profit$25.0M$-2.0M$4.0M$51.0M$79.0M
EPS$0.81$-0.06$0.14$1.53$2.18
Op Margin3.7%-0.4%0.6%6.3%10.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.3B$2.2B$2.3B$2.3B$2.4B
Total Liabilities$1.7B$1.8B$1.8B$1.8B$1.7B
Cash$58.0M$25.0M$24.0M$53.0M$27.0M
Borrowings$35.0M$35.0M$35.0M$35.0M$35.0M

Latest News

ITIC vs DGICA: Which Insurance Stock is the Better Buy? Zacks · Jul 9, 2026 Donegal Group Inc. Announces Release Date for Second Quarter 2026 Results GlobeNewswire · Jul 7, 2026 This Under-the-Radar 4.4% Yielding Stock Is a Top Defensive Refuge for Retirees 24/7 Wall St. · Jun 28, 2026 Automatic Data Processing And 2 Other Reliable Dividend Stocks To Consider Simply Wall St. · Jun 15, 2026 3 Dividend Stocks To Consider With Yields Up To 5.1% Simply Wall St. · Jun 12, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M
Investing Cash Flow$-62.0M$-98.0M$-17.0M$-48.0M$-91.0M
Financing Cash Flow$0$0$0$0$0
Net Cash Flow$-45.0M$-33.0M$-1.0M$29.0M$-26.0M
Free Cash Flow$77.0M$67.0M$29.0M$67.0M$70.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA7.11
FCF Yield10.17%
Quick Ratio0.74
Interest Coverage98.00
Return 1Y34.57%
Return 3Y80.17%
Return 5Y110.98%

Ownership

Insiders Held0.03%
Institutions Held90.41%
Institutions Float Held90.44%
Institutional HolderSharesReport Date
Dimensional Fund Advisors LP164,8682026-03-31
Vanguard Capital Management LLC49,0012026-03-31
Minerva Advisors LLC17,8562026-03-31
Caldwell Sutter Capital, Inc.14,7162026-03-31
Wedbush Securities Inc12,7522026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACIC $10.44 +1.56% 4.94 $505.96M 6.82%
AII $21.00 -0.94% 2.94 $411.41M 6.17%
CRD-ACrawford & Company $11.08 +0.64% 30.78 $545.41M 2.71%
GAIN $16.59 -1.60% 3.50 $660.65M 9.19%
HRTG $28.46 +2.30% 3.71 $863.76M 0.00%

About DGICB

DGICB is led by CEO Kevin Gerard Burke, employs 872 people, headquartered in US, publicly traded since 1986.

DGICB stock trades at $21.01 with a market capitalization of $676.60M. The stock is valued at a price-to-earnings (P/E) ratio of 8.79, price-to-book of 1.11, price-to-sales of 0.66. Over the past 52 weeks the stock has ranged between $13.84 and $27.60, and currently trades 23.9% below its 52-week high. It pays a dividend yielding 4.27%.

On profitability, DGICB generates a return on equity (ROE) of 12.34%, above the typical market average, return on capital employed of 15.29%, an operating margin of 10.02%, a net profit margin of 6.77%.

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