What is Credit Saison Co., Ltd. (CSASF) stock price today?

Credit Saison Co., Ltd. (CSASF) is currently trading at $23.61, up 0% today.

What is CSASF P/E ratio?

Credit Saison Co., Ltd.'s P/E ratio is 10.88. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is CSASF return on equity (ROE)?

Credit Saison Co., Ltd.'s return on equity (ROE) is 8.64%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Credit Saison Co., Ltd.'s market cap?

Credit Saison Co., Ltd. has a market capitalization of $3.39B.

OTC · Financial - Credit Services

Credit Saison Co., Ltd. (CSASF) Stock

$23.61 +0.00% OTC: CSASF Financial Services

Credit Saison Co., Ltd. is an extensive service provider operating within Japan and globally, with key business areas spanning finance, leasing, real estate, entertainment, and payment solutions.

Valuation

Metric	Value
Price	$23.61
Market Cap	$3.39B
P/E Ratio	10.88
P/B Ratio	0.89
P/S Ratio	1.24
EPS (TTM)	$2.17
52-Week High	$25.32
52-Week Low	$19.89
Dividend Yield	2.76%

Financials & Margins

Metric	Value
ROE	8.64%
ROA	1.27%
ROCE	3.54%
Gross Margin	71.05%
Operating Margin	27.09%
Net Margin	11.47%
Debt/Equity	4.70
Current Ratio	5.21

Annual Financials (USD)

Metric	2022	2023	2024	2025	2026
Revenue	$363.0B	$382.5B	$420.3B	$492.2B	$550.5B
Operating Profit	$76.5B	$94.3B	$111.9B	$161.1B	$149.2B
Net Profit	$35.4B	$43.6B	$73.0B	$66.4B	$63.1B
EPS	$226.13	$278.75	$453.08	$422.19	$424.61
Op Margin	21.1%	24.6%	26.6%	32.7%	27.1%

Balance Sheet (USD)

Metric	2022	2023	2024	2025	2026
Total Assets	$3.61T	$3.90T	$4.34T	$4.67T	$4.98T
Total Liabilities	$3.05T	$3.30T	$3.62T	$3.95T	$4.20T
Cash	$109.0B	$159.7B	$108.7B	$139.4B	$114.4B
Borrowings	$2.58T	$2.81T	$2.61T	$3.40T	$3.61T

Latest News

A Look At Credit Saison (TSE:8253) Valuation As Longer Term Returns Outpace Recent Share Moves Simply Wall St. · May 11, 2026 HiJoJo Partners Appoints Brett Mock as Ceo of HiJoJo Management Company Inc. to Lead U.S. Expansion GlobeNewswire · May 7, 2026

Cash Flow (USD)

Metric	2022	2023	2024	2025	2026
Operating Cash Flow	$-70.4B	$-130.1B	$-213.4B	$-249.2B	$-133.7B
Investing Cash Flow	$-68.1B	$-59.5B	$-105.0B	$225.0M	$-49.1B
Financing Cash Flow	$-4.6B	$-6.0B	$31.9B	$591.0M	$-25.3B
Net Cash Flow	$8.0B	$50.7B	$-50.9B	$30.7B	$-34.1B
Free Cash Flow	$-86.9B	$-145.7B	$-232.7B	$-270.0B	$-151.9B

Valuation & Return Ratios

Metric	Value
PEG Ratio	4.18
EV / EBITDA	33.17
FCF Yield	-4480.11%
Quick Ratio	5.21
Interest Coverage	3.02
Return 1Y	-126.34%
Return 3Y	-101.38%
Return 5Y	—

Ownership

Insiders Held8.40%

Institutions Held53.73%

Institutions Float Held58.66%

Institutional Holder	Shares	Report Date
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund	1,661,985	2026-04-30
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund	1,105,053	2026-03-31
Victory Portfolios-Victory Trivalent International Small-Cap Fund	969,000	2026-03-31
iShares Trust-iShares Core MSCI EAFE ETF	934,800	2026-06-30
Goldman Sachs TRT-Goldman Sachs Intl Small Cap Insights Fd.	807,100	2026-04-30

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BKCYFBank of Cyprus Holdings Public Limited Company	$11.96	+0.00%	3.86	$5.21B	9.70%
BKEAFThe Bank of East Asia, Limited	$1.41	+0.00%	11.22	$3.73B	4.26%
CMPRFGentera, S.A.B. de C.V.	$2.41	+0.00%	7.01	$3.81B	4.98%
EFGIFEFG International AG	$21.00	+0.00%	24.03	$6.31B	3.90%
FKKFFFukuoka Financial Group, Inc.	$27.21	+0.00%	16.71	$5.14B	4.74%

About Credit Saison Co., Ltd.

Credit Saison Co., Ltd. is an extensive service provider operating within Japan and globally, with key business areas spanning finance, leasing, real estate, entertainment, and payment solutions. The company's offerings in the financial sector include credit, prepaid, and debit cards, alongside smartphone-integrated services and loan recovery. Furthermore, it delivers comprehensive payment processing and business support services for corporate clients, complemented by various marketing solutions. Its operations also encompass credit guarantees and diverse finance-related ventures, as well as the leasing of office equipment. Credit Saison is active in the real estate market, covering both general property dealings and leasing activities, alongside digital payment platforms and asset management. A distinctive part of its portfolio involves the development and management of amusement arcades. Established in 1951, the company was initially known as Seibu Credit Co., Ltd. until it adopted the name Credit Saison Co., Ltd. in October 1989. Its headquarters are located in Tokyo, Japan.

Credit Saison Co., Ltd. is headquartered in JP.

Credit Saison Co., Ltd. (CSASF) stock trades at $23.61 with a market capitalization of $3.39B. The stock is valued at a price-to-earnings (P/E) ratio of 10.88, price-to-book of 0.89, price-to-sales of 1.24. Over the past 52 weeks the stock has ranged between $19.89 and $25.32, and currently trades 6.8% below its 52-week high. It pays a dividend yielding 2.76%.

On profitability, Credit Saison Co., Ltd. generates a return on equity (ROE) of 8.64%, return on capital employed of 3.54%, an operating margin of 27.09%, a net profit margin of 11.47%.

Official website: corporate.saisoncard.co.jp