OTC · Banks - Regional

Commercial International Bank (Egypt) S.A.E (CMGGF) Stock

$1.43 +0.00% OTC: CMGGF Financial Services

Commercial International Bank (Egypt) S.A.E (CIB) is a leading financial institution in Egypt, providing a comprehensive range of retail, corporate, and investment banking solutions. The bank organizes its operations into four main segments: Corporate Banking, Investment, Retail Banking, and Others.

Valuation

MetricValue
Price$1.43
Market Cap$4.71B
P/E Ratio0.08
P/B Ratio0.02
P/S Ratio0.02
EPS (TTM)$18.05
52-Week High$1.57
52-Week Low$1.43
Dividend Yield7.69%

Financials & Margins

MetricValue
ROE35.53%
ROA5.70%
ROCE40.01%
Gross Margin49.69%
Operating Margin49.69%
Net Margin36.62%
Debt/Equity0.15
Current Ratio0.20

Annual Financials (USD)

Metric20212022202320242025
Revenue$28.9B$36.4B$58.5B$114.8B$224.6B
Operating Profit$18.8B$23.9B$48.4B$81.9B$111.6B
Net Profit$13.3B$16.1B$29.6B$55.2B$82.2B
EPS$4.03$4.78$8.50$16.19$18.05
Op Margin65.2%65.6%82.8%71.4%49.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$498.2B$635.8B$834.9B$1.21T$1.44T
Total Liabilities$428.9B$567.5B$744.2B$1.06T$1.21T
Cash$123.6B$181.3B$303.0B$407.4B$224.1B
Borrowings$6.7B$10.4B$15.6B$5.7B$35.2B

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$31.5B$64.9B$174.3B$89.8B$135.0B
Investing Cash Flow$-44.7B$-64.9B$-36.4B$-111.6B$-220.5B
Financing Cash Flow$-24.0M$-10.0M$145.6B$0$0
Net Cash Flow$-14.7B$31.9B$141.3B$-7.7B$-86.1B
Free Cash Flow$30.5B$63.9B$172.6B$84.0B$127.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.24
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y8.56%
Return 3Y56.99%
Return 5Y

Ownership

Insiders Held0.00%
Institutions Held7.72%
Institutions Float Held7.72%
Institutional HolderSharesReport Date
Sprucegrove Investment Management Ltd3,814,1482025-09-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About Commercial International Bank (Egypt) S.A.E

Commercial International Bank (Egypt) S.A.E (CIB) is a leading financial institution in Egypt, providing a comprehensive range of retail, corporate, and investment banking solutions. The bank organizes its operations into four main segments: Corporate Banking, Investment, Retail Banking, and Others. For its individual customers, CIB offers various deposit products such as checking, savings, and easy accounts, alongside time deposits and certificates of deposit. Its extensive lending portfolio includes personal, overdraft, mortgage, educational, solar, travel, car finance, and unsecured personal loans, in addition to revolving overdraft salary advance services. The bank also facilitates modern payment and access methods through credit, debit, and prepaid cards, a smart wallet, and digital banking channels like mobile, internet, and phone banking, complemented by ATM services. Addressing the needs of its corporate and institutional clients, CIB delivers global transaction services, sophisticated digital banking platforms, and comprehensive cash management solutions. Its specialized offerings further include structured financing, corporate leasing, advisory services for mergers and acquisitions, and trading in various financial instruments. Additionally, the bank provides other credit facilities, derivative products, foreign currency services, asset-liability management, and a selection of investment savings products. CIB operates through an extensive network of 215 branches across Egypt. Founded in 1975, the bank maintains its headquarters in Giza, Egypt, and was previously known as Chase National Bank.

Commercial International Bank (Egypt) S.A.E (CMGGF) stock trades at $1.43 with a market capitalization of $4.71B. The stock is valued at a price-to-earnings (P/E) ratio of 0.08, price-to-book of 0.02, price-to-sales of 0.02. Over the past 52 weeks the stock has ranged between $1.43 and $1.57, and currently trades 8.9% below its 52-week high. It pays a dividend yielding 7.69%.

On profitability, Commercial International Bank (Egypt) S.A.E generates a return on equity (ROE) of 35.53% — well above the market average, a sign of a high-quality business, return on capital employed of 40.01%, an operating margin of 49.69%, a net profit margin of 36.62%.

Official website: www.cibeg.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides