Capitec Bank Holdings Limited (CKHGF) Stock

About Capitec Bank Holdings Limited

Capitec Bank Holdings Limited, operating through its various subsidiaries, offers a comprehensive range of banking and financial solutions to clients across South Africa. The company's business activities are structured into three distinct divisions: Retail Banking, Business Banking, and Insurance. Its extensive product portfolio encompasses core transactional banking, a diverse array of savings and deposit accounts (including fixed, tax-free, call, and notice options), and various lending solutions. These lending products cover term loans, credit facilities, mortgage loans, overdrafts, and instalment sales and leases. Additionally, the bank issues credit and debit cards, provides access facilities, offers rental finance, and facilitates both payment and merchant services. Beyond traditional banking, Capitec also extends credit and life insurance products. Further services include treasury offerings, such as foreign exchange spot and forward contracts, complemented by robust internet and mobile banking platforms for digital convenience. The company maintains a significant physical presence, with approximately 853 branches and 2,863 self-service terminals, including automated teller machines, dual note recyclers, and coin recyclers. Capitec Bank Holdings Limited was established in 1999 and is headquartered in Stellenbosch, South Africa.

Capitec Bank Holdings Limited is headquartered in ZA.

Capitec Bank Holdings Limited (CKHGF) stock trades at $247.67 with a market capitalization of $28.69B. The stock is valued at a price-to-earnings (P/E) ratio of 32.08, price-to-book of 9.10, price-to-sales of 7.10. Over the past 52 weeks the stock has ranged between $124.06 and $247.67, and currently trades at its 52-week high. It pays a dividend yielding 2.59%.

On profitability, Capitec Bank Holdings Limited generates a return on equity (ROE) of 29.73% — well above the market average, a sign of a high-quality business, return on capital employed of 8.48%, an operating margin of 29.11%, a net profit margin of 22.09%.

In its most recent fiscal year, Capitec Bank Holdings Limited reported annual revenue of $76.3B, net profit of $16.9B, revenue has compounded at 38.4% a year over the last five years, profit at 30.5% a year.

The balance sheet shows a debt-to-equity ratio of 0.06 — a conservative balance sheet with little leverage risk, a current ratio of 13.20, total assets of $263.8B, $21.1B in cash and equivalents.

CKHGF has an average daily trading volume of 446 shares, a beta of 0.76 (less volatile than the overall market).

Official website: www.capitecbank.co.za