China Construction Bank Corporation (CICHF) Stock

About China Construction Bank Corporation

China Construction Bank Corporation (CICHF) operates as a comprehensive financial institution, delivering a broad spectrum of banking and related services. Its diverse clientele includes both individual and corporate customers, spanning operations within the People's Republic of China and internationally. The bank organizes its operations into distinct divisions: Corporate Banking, Personal Banking, Treasury Business, and other auxiliary segments. CCB facilitates diverse deposit options, including foreign currency accounts, consolidated "all-in-one" accounts, and Renminbi (RMB) deposits. For its corporate clients, it provides tailored solutions like term, notification, demand, and agreement-based deposit services. Its lending portfolio is extensive, encompassing personal financing for business, vehicle purchases, and housing. For enterprises, the bank extends credit facilities such as those for Small and Medium-sized Enterprises (SMEs), traditional credit lines, commercial drafts, buyer credit, and RMB-denominated credit facilities. Beyond core banking, CCB provides a suite of financial products including credit cards, physical gold for investment purposes, personal gold accounts, and comprehensive foreign exchange services. It also deals in certificate treasury and savings bonds, manages securities deposit accounts, offers various securities services, facilitates bank-securities transfers, processes book-entry treasury bonds over the counter, and develops bespoke wealth management solutions. Further expanding its offerings, the bank delivers various transactional and agency services such as payment collection, salary disbursements, third-party payment processing, insurance agency, and remittance. It is also active in international settlement and financing, provides services to financial institutions (FI), handles securities and fund settlements, offers guarantee-backed financing, consulting and advisory services, factoring, and fund custody. Digital banking solutions are also a key component of its service portfolio. CCB extends specialized institutional services, partnering with government agencies, social security entities, and fostering cooperation among banks, between banks and securities firms, and between banks and insurance companies. It also caters to the needs of non-banking financial institutions. The institution maintains an extensive physical footprint with 14,741 banking branches and outlets. Established in 1954, China Construction Bank Corporation is centrally managed from its headquarters in Beijing, within the People's Republic of China.

China Construction Bank Corporation is headquartered in CN.

China Construction Bank Corporation (CICHF) stock trades at $1.03 with a market capitalization of $247.63B. The stock is valued at a price-to-earnings (P/E) ratio of 7.86, price-to-book of 0.74, price-to-sales of 1.85. Over the past 52 weeks the stock has ranged between $0.89 and $1.31, and currently trades 21.4% below its 52-week high. It pays a dividend yielding 5.83%.

On profitability, China Construction Bank Corporation generates a return on equity (ROE) of 9.64%, return on capital employed of 0.96%, an operating margin of 36.94%, a net profit margin of 28.72%.

In its most recent fiscal year, China Construction Bank Corporation reported annual revenue of $1.33T, net profit of $330.2B, revenue has compounded at 11.9% a year over the last five years, profit at 4.0% a year.

The balance sheet shows a debt-to-equity ratio of 2.77 — a leveraged balance sheet worth monitoring, a current ratio of 1.88, total assets of $45.65T, $3.05T in cash and equivalents.

CICHF has an average daily trading volume of 133,448 shares, a beta of 0.23 (less volatile than the overall market).

Official website: www.ccb.com