OTC · Banks - Regional

Piraeus Financial Holdings S.A. (BPIRF) Stock

$8.78 -1.14% OTC: BPIRF Financial Services

Piraeus Financial Holdings S.A., an Athens-based financial institution established in 1916 (originally known as Piraeus Bank S.A.), delivers a comprehensive suite of banking and financial services across Greece and on an international scale. The company's operations are structured through key segments including Retail Banking, Corporate Banking, Piraeus Financial Markets, and other business lines.

Valuation

MetricValue
Price$8.78
Market Cap$10.96B
P/E Ratio10.71
P/B Ratio1.17
P/S Ratio3.55
EPS (TTM)$0.82
52-Week High$10.94
52-Week Low$3.93
Dividend Yield3.87%

Financials & Margins

MetricValue
ROE12.35%
ROA1.18%
ROCE5.63%
Gross Margin77.08%
Operating Margin43.41%
Net Margin33.77%
Debt/Equity0.56
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.7B$2.6B$3.4B$3.8B$1.9B
Operating Profit$-2.7B$1.0B$1.1B$1.4B$1.4B
Net Profit$-3.0B$950.0M$788.0M$1.1B$1.4B
EPS$-3.51$0.76$0.63$0.86$0.82
Op Margin-100.2%39.3%31.9%38.0%72.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$79.8B$74.6B$76.5B$80.0B
Total Liabilities$74.0B$68.1B$69.1B$71.8B
Cash$15.8B$10.0B$10.8B$7.6B
Borrowings$2.0B$1.9B$2.9B$4.6B$0

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$4.0B$-6.9B$779.0M$-4.1B
Investing Cash Flow$192.0M$594.0M$-866.0M$167.0M
Financing Cash Flow$424.0M$-168.0M$-271.0M$-322.0M
Net Cash Flow$6.6B$-6.5B$841.0M$-2.3B
Free Cash Flow$3.9B$-7.1B$611.0M$-4.4B$0

Valuation & Return Ratios

MetricValue
PEG Ratio-2.38
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About Piraeus Financial Holdings S.A.

Piraeus Financial Holdings S.A., an Athens-based financial institution established in 1916 (originally known as Piraeus Bank S.A.), delivers a comprehensive suite of banking and financial services across Greece and on an international scale. The company's operations are structured through key segments including Retail Banking, Corporate Banking, Piraeus Financial Markets, and other business lines. Its extensive product portfolio caters to diverse client needs, featuring various types of deposit, savings, and current accounts for both individuals and businesses. Lending solutions are equally broad, encompassing mortgages, personal and consumer loans, home improvement financing, agricultural and working capital loans, and overdraft facilities. Customers can also access a range of card products, from standard credit and debit cards to specialized prepaid and contract farming cards. For investment purposes, Piraeus offers access to mutual funds, equities, treasury bonds, dual currency deposits, and treasury interest-bearing notes, complemented by asset management solutions and precious metal investments like gold sovereigns and bars. The company further provides a wide array of insurance products, covering automotive, home, civil liability, health, life, endowment, accident, lifestyle, agricultural, photovoltaic park, trade credit, business premises, and corporate risks, including specialized group life, health, electronic, and cyber risks programs. Beyond these core offerings, Piraeus delivers numerous ancillary financial services such as financial planning, payment and remittance processing, bills of exchange collection, cash management, import-export settlement, payroll services, foreign exchange, and risk management. Specialized services extend to infrastructure advisory, project and real estate finance, remote banking, letters of guarantee, factoring, leasing, debt collection, and contract farming support, all accessible through various channels, including web banking. Piraeus Financial Holdings S.A. maintains a substantial physical presence, operating 414 branches throughout Greece, alongside an additional 16 branches located in two other countries.

Piraeus Financial Holdings S.A. is headquartered in GR.

Piraeus Financial Holdings S.A. (BPIRF) stock trades at $8.78 with a market capitalization of $10.96B. The stock is valued at a price-to-earnings (P/E) ratio of 10.71, price-to-book of 1.17, price-to-sales of 3.55. Over the past 52 weeks the stock has ranged between $3.93 and $10.94, and currently trades 19.7% below its 52-week high. It pays a dividend yielding 3.87%.

On profitability, Piraeus Financial Holdings S.A. generates a return on equity (ROE) of 12.35%, above the typical market average, return on capital employed of 5.63%, an operating margin of 43.41%, a net profit margin of 33.77%.

Official website: www.piraeusholdings.gr

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