Banco de Chile (BCH) Stock

About Banco de Chile

Operating across Chile, Banco de Chile (BCH) and its subsidiaries offer a wide array of banking and financial products and services to customers throughout the country. The company's operations are structured into three primary divisions: Retail Banking, Wholesale Banking, and Treasury and Money Market segments. Its product portfolio includes various deposit accounts such as checking, current, demand, savings, and time deposits. Banco de Chile also extends a range of loan products, including commercial, mortgage, consumer, working capital, syndicated, and installment loans, alongside providing credit card services. Beyond these core offerings, the bank delivers leasing, factoring, and foreign trade support, as well as international and treasury banking solutions, and financial advisory services. Furthermore, it assists clients with liquidity management, offers debt instruments, and deals in derivative contracts and leases. The institution is also involved in financial transaction and currency trading services, securities brokerage, mutual funds management, and investment banking and management for wholesale clients, in addition to insurance brokerage. As of December 31, 2021, Banco de Chile operated an extensive physical network comprising 272 branches and 1,761 automated teller machines (ATMs). The bank serves a broad spectrum of clients, from individual consumers and small and medium-sized enterprises (SMEs) to corporate entities and large companies. Founded in 1893, Banco de Chile's headquarters are located in Santiago, Chile.

Banco de Chile is headquartered in CL.

Banco de Chile (BCH) stock trades at $40.87 with a market capitalization of $20.64B. The stock is valued at a price-to-earnings (P/E) ratio of 16.85, price-to-book of 3.49, price-to-sales of 5.13. Over the past 52 weeks the stock has ranged between $27.08 and $46.77, and currently trades 12.6% below its 52-week high.

On profitability, Banco de Chile generates a return on equity (ROE) of 20.11% — well above the market average, a sign of a high-quality business, return on capital employed of 2.80%, an operating margin of 38.99%, a net profit margin of 30.42%.

In its most recent fiscal year, Banco de Chile reported annual revenue of $3.03T, net profit of $1.19T, revenue has compounded at 4.0% a year over the last five years, profit at 24.3% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 2.54 — a leveraged balance sheet worth monitoring, a current ratio of 0.45, total assets of $54.10T, $3.01T in cash and equivalents.

BCH has an average daily trading volume of 372,491 shares, a beta of 0.12 (less volatile than the overall market).

Official website: portales.bancochile.cl