OTC · Banks - Diversified

Banco Santander, S.A. (BCDRF) Stock

$13.35 -5.25% OTC: BCDRF Financial Services

Banco Santander, S.A. operates as a prominent global financial institution, delivering an extensive suite of retail and commercial banking solutions.

Valuation

MetricValue
Price$13.35
Market Cap$195.95B
P/E Ratio10.98
P/B Ratio1.66
P/S Ratio2.52
EPS (TTM)$1.22
52-Week High$14.68
52-Week Low$8.26
Dividend Yield2.17%

Financials & Margins

MetricValue
ROE15.73%
ROA0.87%
ROCE2.70%
Gross Margin67.07%
Operating Margin27.04%
Net Margin23.17%
Debt/Equity4.09
Current Ratio0.12

Annual Financials (USD)

Metric20212022202320242025
Revenue$39.0B$41.9B$45.8B$50.8B$119.9B
Operating Profit$14.5B$18.6B$20.9B$17.3B$18.7B
Net Profit$8.1B$9.6B$11.1B$12.6B$14.1B
EPS$0.44$0.54$0.65$0.77$0.90
Op Margin37.3%44.4%45.7%34.1%15.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.60T$1.73T$1.80T$1.84T$1.87T
Total Liabilities$1.50T$1.64T$1.69T$1.73T$1.75T
Cash$234.8B$247.2B$220.3B$192.2B$271.9B
Borrowings$249.0B$283.0B$215.1B$483.4B$496.6B

Latest News

European Equities Traded in the US as American Depositary Receipts Edge Lower Thursday MT Newswires · Jul 16, 2026 Is Realty Income (O) One of the Best Stocks to Invest in Under $100? Insider Monkey · Jul 11, 2026 Banco Santander (BME:SAN) Buybacks Put Its Valuation Back In Focus Simply Wall St. · Jul 11, 2026 Webster Financial Corporation Announces Q2 2026 Earnings Release Business Wire · Jul 10, 2026 GIGA Storage secures $514m in funding for Green Turtle project in Belgium Power Technology · Jul 10, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$56.7B$27.7B$5.0B$-24.2B$83.5B
Investing Cash Flow$-15.1B$-14.7B$-19.0B$-14.3B$-103.6B
Financing Cash Flow$-2.7B$-6.5B$-4.7B$-6.2B$-5.1B
Net Cash Flow$56.9B$12.4B$-2.7B$-28.1B$-37.4B
Free Cash Flow$45.3B$16.9B$-8.6B$-34.8B$77.6B

Valuation & Return Ratios

MetricValue
PEG Ratio0.35
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y51.96%
Return 3Y288.69%
Return 5Y

Ownership

Insiders Held1.57%
Institutions Held40.42%
Institutions Float Held41.06%
Institutional HolderSharesReport Date
Pacer Advisors, Inc.184,0852026-03-31
Paradigm Asset Management Company, LLC177,1002026-03-31
Gamma Investing LLC5,3852026-06-30
Generali Investments Cee, Investicni Spolecnost, A.s.515,5322026-06-30

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ALIZFAllianz SE $473.38 +0.35% 13.71 $180.00B 4.25%
BACHFBank of China Limited $0.65 +0.00% 7.24 $209.44B 4.62%
BACHYBank of China Limited $16.54 +0.98% 7.24 $206.79B 5.20%
BBVXFBanco Bilbao Vizcaya Argentaria, S.A. $25.36 -0.20% 11.97 $140.55B 5.60%
CIHHFChina Merchants Bank Co., Ltd. $6.10 +0.00% 6.67 $153.84B 4.75%

About Banco Santander, S.A.

Banco Santander, S.A. operates as a prominent global financial institution, delivering an extensive suite of retail and commercial banking solutions. Its services cater to a diverse range of clients, from individual customers and small to medium-sized enterprises to large corporate entities across the world. The bank's offerings encompass traditional banking activities, such as various deposit options, including checking, savings, time, and demand accounts. It also provides a broad spectrum of lending products, including home mortgages, consumer credit, and complex corporate financing arrangements like syndicated and structured loans. Businesses can further benefit from services such as cash management, export and agency finance, trade and working capital solutions, and general corporate finance. Additionally, Santander offers insurance products to its clientele. Beyond core banking, the company provides specialized cash, asset, and wealth management services, alongside bespoke private banking offerings. Its operational scope extends to comprehensive corporate banking functions, treasury management, risk hedging, foreign trade facilitation, confirming services, custody solutions, and investment banking activities. Supporting its wide-ranging customer base, the institution maintains a vast physical presence with a network of 9,879 branches. Established in 1856 and headquartered in Madrid, Spain, the company transitioned to its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.

Banco Santander, S.A. is headquartered in ES.

Banco Santander, S.A. (BCDRF) stock trades at $13.35 with a market capitalization of $195.95B. The stock is valued at a price-to-earnings (P/E) ratio of 10.98, price-to-book of 1.66, price-to-sales of 2.52. Over the past 52 weeks the stock has ranged between $8.26 and $14.68, and currently trades 9.1% below its 52-week high. It pays a dividend yielding 2.17%.

On profitability, Banco Santander, S.A. generates a return on equity (ROE) of 15.73%, above the typical market average, return on capital employed of 2.70%, an operating margin of 27.04%, a net profit margin of 23.17%.

In its most recent fiscal year, Banco Santander, S.A. reported annual revenue of $119.9B, net profit of $14.1B, revenue has compounded at 30.4% a year over the last five years.

The balance sheet shows a debt-to-equity ratio of 4.09 — a leveraged balance sheet worth monitoring, a current ratio of 0.12, total assets of $1.87T, $271.9B in cash and equivalents.

BCDRF has an average daily trading volume of 195,991 shares, a beta of 0.93.

Official website: www.santander.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides