OTC · Financial - Credit Services

Muninova Holdings Inc. (AIFLF) Stock

$3.05 +0.00% OTC: AIFLF Financial Services

Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan.

Valuation

MetricValue
Price$3.05
Market Cap$1.46B
P/E Ratio7.22
P/B Ratio0.92
P/S Ratio1.04
EPS (TTM)$0.42
52-Week High$3.05
52-Week Low$3.05
Dividend Yield2.62%

Financials & Margins

MetricValue
ROE11.80%
ROA1.88%
ROCE2.88%
Gross Margin85.04%
Operating Margin16.39%
Net Margin14.46%
Debt/Equity3.58
Current Ratio2.57

Annual Financials (USD)

Metric20212022202320242025
Revenue$127.5B$132.1B$144.1B$163.1B$189.1B
Operating Profit$17.5B$11.2B$23.7B$21.1B$25.3B
Net Profit$18.4B$12.3B$22.3B$21.8B$22.5B
EPS$38.12$25.50$46.19$45.10$46.91
Op Margin13.8%8.5%16.5%12.9%13.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$863.4B$935.6B$1.07T$1.27T$1.45T
Total Liabilities$715.7B$779.1B$890.9B$1.06T$1.23T
Cash$41.0B$44.4B$43.3B$56.9B$60.6B
Borrowings$457.6B$480.4B$561.2B$664.9B$789.6B

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$20.3B$-15.6B$-70.6B$-74.2B$-82.9B
Investing Cash Flow$-13.9B$-5.7B$-13.4B$-22.9B$-60.3B
Financing Cash Flow$-3.0B$-1.3B$-1.1B$-1.1B$-2.5B
Net Cash Flow$-7.6B$3.2B$-1.3B$14.0B$4.0B
Free Cash Flow$15.7B$-19.1B$-75.1B$-84.3B$-108.1B

Valuation & Return Ratios

MetricValue
PEG Ratio0.20
EV / EBITDA24.75
FCF Yield-40.22%
Quick Ratio2.57
Interest Coverage0.00
Return 1Y—
Return 3Y—
Return 5Y—

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ADWPFAndrew Peller Limited $5.65 -0.35% 12.65 $246.33M 3.01%
AGFMFAGF Management Limited $16.20 +1.31% 10.64 $1.03B 2.35%
AGMJFAlgoma Central Corporation $16.96 +0.00% 5.35 $688.03M 3.69%
AHKSFAsahi Kasei Corporation $9.81 +0.00% 11.82 $13.21B 2.85%
AJINFAjinomoto Co., Inc. $32.26 +0.00% 36.65 $30.92B 0.99%

About Muninova Holdings Inc.

Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. The company is also involved in the leaseback, corporate restructuring, rent guarantee, and crowdfunding businesses, as well as the provision of system development, maintenance, and operation services for its clients. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.

Muninova Holdings Inc. is headquartered in JP.

Muninova Holdings Inc. (AIFLF) stock trades at $3.05 with a market capitalization of $1.46B. The stock is valued at a price-to-earnings (P/E) ratio of 7.22, price-to-book of 0.92, price-to-sales of 1.04. Over the past 52 weeks the stock has ranged between $3.05 and $3.05, and currently trades at its 52-week high. It pays a dividend yielding 2.62%.

On profitability, Muninova Holdings Inc. generates a return on equity (ROE) of 11.80%, return on capital employed of 2.88%, an operating margin of 16.39%, a net profit margin of 14.46%.

Official website: aifml.com

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