OTC · Banks - Regional

Aareal Bank AG (AAALF) Stock

$31.99 +0.00% OTC: AAALF Financial Services

Aareal Bank AG functions as a multifaceted financial and technology provider, delivering a range of funding options, software, digital innovations, and payment processing solutions. Its primary focus is the real estate industry and associated sectors, serving clients across Germany, North America, the Asia Pacific region, and other international locations.

Valuation

MetricValue
Price$31.99
Market Cap$2.04B
P/E Ratio14.31
P/B Ratio0.62
P/S Ratio1.87
EPS (TTM)$2.24
52-Week High$31.99
52-Week Low$31.99
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE4.95%
ROA0.32%
ROCE0.92%
Gross Margin100.00%
Operating Margin40.77%
Net Margin14.41%
Debt/Equity8.42
Current Ratio319.00

Annual Financials (USD)

Metric20192020202120222023
Revenue$889.0M$800.0M$877.0M$1.1B$2.8B
Operating Profit$246.0M$-80.0M$154.0M$737.0M$0
Net Profit$161.0M$-69.0M$67.0M$153.0M$42.0M
EPS$2.42$-1.15$0.89$2.32$0.70
Op Margin27.7%-10.0%17.6%69.4%0.0%

Balance Sheet (USD)

Metric20192020202120222023
Total Assets$41.1B$45.5B$48.7B$47.3B$51.7B
Total Liabilities$38.3B$42.5B$45.7B$44.1B$48.4B
Cash$1.5B$4.7B$6.9B$5.4B$0
Borrowings$25.6B$29.2B$31.3B$26.9B$30.2B

Latest News

Huhtamaki resolved on establishing a new share ownership plan for the members of its Global Executive Team GlobeNewswire · Jul 23, 2026 Modi vows punishment for exam fraud fuelling India protests AFP · Jul 23, 2026 World's Largest Cabinet Maker OPPEIN Deepens Middle East Footprint with Custom Offerings GlobeNewswire · Jul 23, 2026 Ethics Rules Were Not Enough to Win Democrats on CLARITY Act BeInCrypto · Jul 23, 2026 THE LEGO GROUP INTRODUCES THE LEGO® SMART PLAY™ GATEWAY AT SAN DIEGO COMIC-CON 2026 PR Newswire · Jul 23, 2026

Cash Flow (USD)

Metric20192020202120222023
Operating Cash Flow$485.0M$3.0B$2.6B$-1.3B$-4.3B
Investing Cash Flow$-44.0M$-46.0M$-79.0M$-68.0M$-37.0M
Financing Cash Flow$-104.0M$262.0M$-350.0M$-210.0M$-95.0M
Net Cash Flow$229.0M$3.3B$2.2B$-1.5B$0
Free Cash Flow$452.0M$3.0B$2.6B$-1.3B$-4.4B

Valuation & Return Ratios

MetricValue
PEG Ratio0.24
EV / EBITDA
FCF Yield
Quick Ratio
Interest Coverage
Return 1Y
Return 3Y
Return 5Y

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BKQNFBank of Queensland Limited $3.91 +0.00% 41.98 $2.57B 7.42%
BTPNFPT Bank BTPN Tbk $0.18 +0.00% 53.50 $1.86B 0.42%
CMBNFCembra Money Bank AG $126.00 +0.00% 14.84 $3.69B 5.63%
CRPFYCorporación Financiera Colombiana S.A. $8.50 +0.00% 10.04 $2.18B 6.35%
HACBFThe Hachijuni Bank, Ltd. $6.13 +0.00% 18.81 $2.79B 8.16%

About Aareal Bank AG

Aareal Bank AG functions as a multifaceted financial and technology provider, delivering a range of funding options, software, digital innovations, and payment processing solutions. Its primary focus is the real estate industry and associated sectors, serving clients across Germany, North America, the Asia Pacific region, and other international locations. The company's operations are organized into three principal divisions: 1. Structured Property Financing: This segment concentrates on providing initial and refinanced capital for diverse real estate assets. This includes commercial properties such like office buildings, hotels, and retail complexes, as well as logistics centers, residential properties, and student housing. To support these activities, the division raises funds through various instruments such as deposits, registered and bearer Pfandbriefe, promissory notes, medium-term debt instruments, other debt securities, private placements, subordinated issues, mortgage Pfandbriefe, and public sector Pfandbriefe. 2. Banking & Digital Solutions: This division offers a suite of specialized services and products for the housing, commercial property, and utility industries (encompassing energy and waste disposal). Key offerings include tailored banking services, sophisticated payment systems, and solutions aimed at optimizing business workflows. 3. Aareon: As a technology-centric segment, Aareon delivers IT systems consulting and advisory services, enterprise resource planning (ERP) systems, various software solutions, hosting services (including Software as a Service - SaaS), and internal technology support. Aareal Bank AG was founded in 1923 and its headquarters are located in Wiesbaden, Germany.

Aareal Bank AG is headquartered in DE.

Aareal Bank AG (AAALF) stock trades at $31.99 with a market capitalization of $2.04B. The stock is valued at a price-to-earnings (P/E) ratio of 14.31, price-to-book of 0.62, price-to-sales of 1.87. Over the past 52 weeks the stock has ranged between $31.99 and $31.99, and currently trades at its 52-week high.

On profitability, Aareal Bank AG generates a return on equity (ROE) of 4.95%, return on capital employed of 0.92%, an operating margin of 40.77%, a net profit margin of 14.41%.

Official website: www.aareal-bank.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksAll stock screens
Run Stock Screener Investing Guides