NMS · Insurance - Property & Casualty

UFCS (UFCS) Stock

$52.76 +2.55% NMS: UFCS Financial Services

Valuation

MetricValue
Price$52.76
Market Cap$1.35B
P/E Ratio10.98
P/B Ratio1.34
P/S Ratio0.89
EPS (TTM)$4.48
52-Week High$54.30
52-Week Low$25.79
Dividend Yield1.38%

Financials & Margins

MetricValue
ROE12.54%
ROA3.07%
ROCE15.73%
Gross Margin10.68%
Operating Margin10.68%
Net Margin9.16%
Debt/Equity0.15
Current Ratio0.80

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.1B$988.0M$1.1B$1.3B$1.4B
Operating Profit$97.0M$12.0M$-40.0M$77.0M$148.0M
Net Profit$81.0M$15.0M$-30.0M$62.0M$118.0M
EPS$3.16$0.59$-1.18$2.39$4.48
Op Margin9.2%1.2%-3.6%6.2%10.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$3.0B$2.9B$3.1B$3.5B$3.8B
Total Liabilities$2.1B$2.1B$2.4B$2.7B$2.9B
Cash$132.0M$97.0M$102.0M$201.0M$156.0M
Borrowings$50.0M$50.0M$50.0M$117.0M$146.0M

Latest News

United Fire Group, Inc. announces its second quarter 2026 earnings call GlobeNewswire · Jul 17, 2026 United Fire Group (UFCS) Is Up 8.82% in One Week: What You Should Know Zacks · Jul 3, 2026 UVE Stock Outperforms Industry, Trades Near 52-Week High: Time to Exit? Zacks · Jul 2, 2026 Should Value Investors Buy United Fire Group (UFCS) Stock? Zacks · Jul 1, 2026 Skyward Specialty Insurance Group, Inc. (SKWD) Hit a 52 Week High, Can the Run Continue? Zacks · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$30.0M$-1.0M$172.0M$340.0M$270.0M
Investing Cash Flow$18.0M$-21.0M$-161.0M$-304.0M$-332.0M
Financing Cash Flow$-2.0M$0$0$0$-1.0M
Net Cash Flow$44.0M$-35.0M$5.0M$99.0M$-45.0M
Free Cash Flow$16.0M$-3.0M$161.0M$328.0M$263.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA8.46
FCF Yield22.69%
Quick Ratio0.80
Interest Coverage13.45
Return 1Y80.19%
Return 3Y124.84%
Return 5Y128.72%

Ownership

Insiders Held17.30%
Institutions Held68.97%
Institutions Float Held83.40%
Institutional HolderSharesReport Date
Blackrock Inc.3,448,0652026-03-31
Dimensional Fund Advisors LP1,489,9682026-03-31
Vanguard Capital Management LLC966,3012026-03-31
State Street Corporation817,4982026-03-31
Geode Capital Management, LLC662,3002026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ACIC $10.44 +1.56% 4.94 $505.96M 6.82%
AMSF $29.12 -2.05% 12.70 $544.65M 8.23%
ASIC $25.35 +1.32% 10.81 $1.22B 0.00%
BOW $33.45 -1.24% 17.02 $1.10B 0.00%
DGICA $19.24 -1.48% 9.83 $708.91M 4.22%

About UFCS

UFCS is led by CEO Kevin James Leidwinger, employs 877 people, headquartered in US, publicly traded since 1980.

UFCS stock trades at $52.76 with a market capitalization of $1.35B. The stock is valued at a price-to-earnings (P/E) ratio of 10.98, price-to-book of 1.34, price-to-sales of 0.89. Over the past 52 weeks the stock has ranged between $25.79 and $54.30, and currently trades 2.8% below its 52-week high. It pays a dividend yielding 1.38%.

On profitability, UFCS generates a return on equity (ROE) of 12.54%, above the typical market average, return on capital employed of 15.73%, an operating margin of 10.68%, a net profit margin of 9.16%.

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