NASDAQ · Banks - Regional

TRST (TRST) Stock

$58.59 +2.06% NASDAQ: TRST Financial Services

Valuation

MetricValue
Price$58.59
Market Cap$1.02B
P/E Ratio14.89
P/B Ratio1.23
P/S Ratio3.06
EPS (TTM)$3.25
52-Week High$58.59
52-Week Low$30.72
Dividend Yield3.04%

Financials & Margins

MetricValue
ROE8.88%
ROA0.95%
ROCE11.79%
Gross Margin29.14%
Operating Margin29.14%
Net Margin22.43%
Debt/Equity0.22
Current Ratio0.05

Annual Financials (USD)

Metric20212022202320242025
Revenue$186.0M$206.0M$245.0M$263.0M$278.0M
Operating Profit$82.0M$99.0M$78.0M$64.0M$81.0M
Net Profit$62.0M$75.0M$59.0M$49.0M$61.0M
EPS$3.19$3.93$3.08$2.57$3.25
Op Margin44.2%48.3%31.7%24.3%29.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$6.2B$6.0B$6.2B$6.2B$6.4B
Total Liabilities$5.6B$5.4B$5.5B$5.6B$5.8B
Cash$48.0M$43.0M$49.0M$47.0M$51.0M
Borrowings$297.0M$294.0M$133.0M$125.0M$156.0M

Latest News

Trustco Bank Corp N Y (TRST) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amid ... GuruFocus.com · Jul 22, 2026 TrustCo Bank Corp NY Q2 Earnings Call Highlights MarketBeat · Jul 22, 2026 TRST: Raising target price to $58.00 Argus Research · Jul 22, 2026 TrustCo Bank Q2 Earnings, Revenue Rise MT Newswires · Jul 21, 2026 TrustCo: Q2 Earnings Snapshot Associated Press · Jul 21, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$55.0M$79.0M$64.0M$59.0M$58.0M
Investing Cash Flow$-178.0M$-420.0M$-239.0M$-9.0M$-117.0M
Financing Cash Flow$229.0M$-82.0M$158.0M$40.0M$128.0M
Net Cash Flow$112.0M$-569.0M$-73.0M$64.0M$89.0M
Free Cash Flow$53.0M$75.0M$58.0M$55.0M$46.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y62.68%
Return 3Y107.39%
Return 5Y101.73%

Ownership

Insiders Held3.28%
Institutions Held79.58%
Institutions Float Held82.28%
Institutional HolderSharesReport Date
Blackrock Inc.2,566,3632026-03-31
Systematic Financial Management, L.P.1,165,1332026-03-31
Dimensional Fund Advisors LP1,137,5042026-03-31
State Street Corporation891,0822026-03-31
Holdco Asset Management, LP872,7442026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFST $31.89 -0.61% 9.92 $1.04B 2.10%
CCBG $52.84 +1.48% 13.01 $903.64M 2.24%
CCNE $34.61 -1.51% 12.10 $1.03B 2.37%
FSBC $46.94 -0.64% 13.93 $1.00B 2.19%
GSBC $80.65 -0.95% 11.27 $878.54M 2.45%

About TRST

TRST is led by CEO Robert Joseph McCormick, employs 740 people, headquartered in US, publicly traded since 1983.

TRST stock trades at $58.59 with a market capitalization of $1.02B. The stock is valued at a price-to-earnings (P/E) ratio of 14.89, price-to-book of 1.23, price-to-sales of 3.06. Over the past 52 weeks the stock has ranged between $30.72 and $58.59, and currently trades at its 52-week high. It pays a dividend yielding 3.04%.

On profitability, TRST generates a return on equity (ROE) of 8.88%, return on capital employed of 11.79%, an operating margin of 29.14%, a net profit margin of 22.43%.

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