NYSE · Information Technology Services

PAY (PAY) Stock

$40.12 +0.30% NYSE: PAY Technology

Valuation

MetricValue
Price$40.12
Market Cap$5.04B
P/E Ratio46.42
P/B Ratio5.41
P/S Ratio2.37
EPS (TTM)$0.52
52-Week High$40.12
52-Week Low$20.15
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE11.96%
ROA10.03%
ROCE13.55%
Gross Margin6.35%
Operating Margin6.35%
Net Margin5.79%
Debt/Equity0.01
Current Ratio4.45

Annual Financials (USD)

Metric20212022202320242025
Revenue$396.0M$497.0M$614.0M$872.0M$1.2B
Operating Profit$10.0M$-3.0M$18.0M$45.0M$76.0M
Net Profit$9.0M$-1.0M$22.0M$44.0M$67.0M
EPS$0.06$0.00$0.18$0.35$0.52
Op Margin2.6%-0.6%2.9%5.2%6.3%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$473.0M$462.0M$505.0M$576.0M$668.0M
Total Liabilities$87.0M$64.0M$75.0M$91.0M$107.0M
Cash$168.0M$147.0M$179.0M$206.0M$325.0M
Borrowings$11.0M$13.0M$11.0M$8.0M$11.0M

Latest News

Franklin Resources, Paymentus, and Moody's Shares Are Falling, What You Need To Know StockStory · Jul 8, 2026 1 of Wall Street’s Favorite Stocks on Our Buy List and 2 Facing Challenges StockStory · Jul 7, 2026 Diversified Financial Services Q1 Earnings: Paymentus (NYSE:PAY) Simply the Best StockStory · Jul 1, 2026 The Zacks Analyst Blog Highlights Visa, Paymentus, Corpay, Sezzle and Remitly Global Zacks · Jun 30, 2026 Paymentus (PAY) Moves 10.2% Higher: Will This Strength Last? Zacks · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$19.0M$20.0M$69.0M$64.0M$162.0M
Investing Cash Flow$-98.0M$-66.0M$-69.0M$-37.0M$-37.0M
Financing Cash Flow$-4.0M$-37.0M$-1.0M$-1.0M$-11.0M
Net Cash Flow$155.0M$-52.0M$34.0M$26.0M$115.0M
Free Cash Flow$-1.0M$-11.0M$35.0M$63.0M$162.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA23.19
FCF Yield4.37%
Quick Ratio4.41
Interest Coverage—
Return 1Y-1.86%
Return 3Y169.45%
Return 5Y-1.63%

Ownership

Insiders Held2.74%
Institutions Held91.60%
Institutions Float Held94.18%
Institutional HolderSharesReport Date
Capital International Investors6,874,7912026-03-31
Wasatch Advisors LP6,188,1962026-06-30
Capital World Investors4,214,3432026-03-31
Vanguard Capital Management LLC2,434,5922026-03-31
Franklin Resources, Inc.2,365,0112026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AGYS $114.07 +10.49% 58.04 $3.22B 0.00%
AVT $98.85 +1.67% 33.13 $8.11B 1.62%
BL $32.78 +4.39% 67.19 $1.92B 0.00%
COMMCommScope Holding Company, Inc. $17.82 +0.91% 0.58 $3.95B 0.00%
DAVE $317.93 -12.96% 16.89 $4.27B 0.00%

About PAY

PAY stock trades at $40.12 with a market capitalization of $5.04B. The stock is valued at a price-to-earnings (P/E) ratio of 46.42, price-to-book of 5.41, price-to-sales of 2.37. Over the past 52 weeks the stock has ranged between $20.15 and $40.12, and currently trades at its 52-week high.

On profitability, PAY generates a return on equity (ROE) of 11.96%, return on capital employed of 13.55%, an operating margin of 6.35%, a net profit margin of 5.79%.

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