NASDAQ · Banks - Regional

OBT (OBT) Stock

$37.68 -0.03% NASDAQ: OBT Financial Services

Valuation

MetricValue
Price$37.68
Market Cap$505.21M
P/E Ratio10.11
P/B Ratio1.59
P/S Ratio2.92
EPS (TTM)$3.33
52-Week High$38.14
52-Week Low$22.98
Dividend Yield1.82%

Financials & Margins

MetricValue
ROE14.79%
ROA1.58%
ROCE18.31%
Gross Margin32.28%
Operating Margin32.91%
Net Margin28.29%
Debt/Equity0.12
Current Ratio0.16

Annual Financials (USD)

Metric20212022202320242025
Revenue$76.0M$96.0M$131.0M$143.0M$158.0M
Operating Profit$27.0M$30.0M$37.0M$35.0M$52.0M
Net Profit$21.0M$24.0M$29.0M$28.0M$42.0M
EPS$2.14$2.17$2.62$2.47$3.33
Op Margin35.1%31.5%28.3%24.3%32.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.1B$2.3B$2.5B$2.5B$2.7B
Total Liabilities$2.0B$2.1B$2.3B$2.3B$2.4B
Cash$306.0M$86.0M$147.0M$150.0M$204.0M
Borrowings$22.0M$151.0M$254.0M$143.0M$35.0M

Latest News

Orange County Bancorp, Inc. (NASDAQ:OBT) Looks Interesting, And It's About To Pay A Dividend Simply Wall St. · May 31, 2026 Top Undervalued Small Caps With Insider Buying To Watch In May 2026 Simply Wall St. · May 25, 2026 Orange County Bancorp, Inc. Declares Cash Dividend GlobeNewswire · May 22, 2026 Orange County Bancorp, Inc. Named to KBW’s Bank Honor Roll GlobeNewswire · May 18, 2026 Orange County Bancorp, Inc. Announces Record First Quarter Earnings: GlobeNewswire · Apr 28, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$20.0M$30.0M$45.0M$35.0M$44.0M
Investing Cash Flow$-293.0M$-436.0M$-148.0M$-31.0M$-77.0M
Financing Cash Flow$425.0M$60.0M$64.0M$114.0M$157.0M
Net Cash Flow$185.0M$-220.0M$61.0M$3.0M$54.0M
Free Cash Flow$18.0M$29.0M$41.0M$33.0M$41.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y38.23%
Return 3Y93.73%
Return 5Y139.66%

Ownership

Insiders Held8.23%
Institutions Held54.56%
Institutions Float Held59.45%
Institutional HolderSharesReport Date
Blackrock Inc.1,892,3202026-03-31
Orange Investment Advisors, Inc.1,061,4902026-03-31
Wellington Management Group, LLP497,4222026-03-31
Vanguard Capital Management LLC461,7022026-03-31
Manufacturers Life Insurance Co.309,3102026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BWFG $63.58 +2.20% 11.52 $506.93M 1.54%
FMAO $34.44 +10.38% 7.72 $474.18M 3.35%
GCBC $33.51 +1.54% 13.04 $570.50M 1.34%
MSBI $33.84 -0.76% -4.32 $701.50M 4.81%
MVBF $29.14 +0.14% 12.54 $374.45M 2.67%

About OBT

OBT is led by CEO Michael J. Gilfeather, publicly traded since 2003.

OBT stock trades at $37.68 with a market capitalization of $505.21M. The stock is valued at a price-to-earnings (P/E) ratio of 10.11, price-to-book of 1.59, price-to-sales of 2.92. Over the past 52 weeks the stock has ranged between $22.98 and $38.14, and currently trades 1.2% below its 52-week high. It pays a dividend yielding 1.82%.

On profitability, OBT generates a return on equity (ROE) of 14.79%, above the typical market average, return on capital employed of 18.31%, an operating margin of 32.91%, a net profit margin of 28.29%.

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