Neptune Insurance Holdings Inc. (NP) Stock

About Neptune Insurance Holdings Inc.

Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.

Neptune Insurance Holdings Inc. (NP) stock trades at $30.28 with a market capitalization of $2.87B. The stock is valued at a price-to-earnings (P/E) ratio of 21.23, price-to-book of -18.75, price-to-sales of 20.88. Over the past 52 weeks the stock has ranged between $14.78 and $34.61, and currently trades 12.5% below its 52-week high.

On profitability, Neptune Insurance Holdings Inc. generates a return on equity (ROE) of -16.92%, return on capital employed of 72.78%, an operating margin of 50.00%, a net profit margin of 28.38%.

Official website: neptuneflood.com