NASDAQ · Banks - Regional

LSBK (LSBK) Stock

$17.20 +0.00% NASDAQ: LSBK Financial Services

Valuation

MetricValue
Price$17.20
Market Cap$135.24M
P/E Ratio14.78
P/B Ratio0.89
P/S Ratio3.15
EPS (TTM)$1.04
52-Week High$17.81
52-Week Low$11.24
Dividend Yield2.23%

Financials & Margins

MetricValue
ROE6.98%
ROA1.15%
ROCE6.38%
Gross Margin73.08%
Operating Margin24.47%
Net Margin20.23%
Debt/Equity0.01
Current Ratio0.01

Annual Financials (USD)

Metric20212022202320242025
Revenue$28.0M$29.0M$36.0M$38.0M$40.0M
Operating Profit$7.0M$7.0M$6.0M$6.0M$9.0M
Net Profit$6.0M$6.0M$5.0M$5.0M$7.0M
EPS$1.05$0.72$0.61$0.65$0.96
Op Margin26.8%23.3%17.1%15.4%22.1%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$714.0M$700.0M$725.0M$686.0M$727.0M
Total Liabilities$626.0M$619.0M$639.0M$596.0M$586.0M
Cash$68.0M$10.0M$54.0M$33.0M$64.0M
Borrowings$22.0M$38.0M$35.0M$10.0M$1.0M

Latest News

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Looks Interesting, And It's About To Pay A Dividend Simply Wall St. · Apr 30, 2026 Lake Shore Bancorp: Q1 Earnings Snapshot Associated Press · Apr 22, 2026 Lake Shore Announces First Quarter 2026 Financial Results GlobeNewswire · Apr 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$9.0M$8.0M$6.0M$3.0M$8.0M
Investing Cash Flow$-6.0M$-58.0M$19.0M$21.0M$-9.0M
Financing Cash Flow$31.0M$-23.0M$21.0M$-18.0M$-1.0M
Net Cash Flow$25.0M$-58.0M$44.0M$-21.0M$31.0M
Free Cash Flow$8.0M$8.0M$6.0M$3.0M$7.0M

Valuation & Return Ratios

MetricValue
PEG Ratio31.17
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y47.86%
Return 3Y124.76%
Return 5Y75.62%

Ownership

Insiders Held15.58%
Institutions Held28.66%
Institutions Float Held33.94%
Institutional HolderSharesReport Date
Stilwell Value LLC773,6752026-03-31
Alliancebernstein L.P.448,9592026-03-31
Oppenheimer & Close, LLC180,0002026-03-31
Mangrove Partners IM, LLC150,5852026-03-31
HBK Sorce Advisory LLC88,0782026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AFBI $22.98 +0.13% 17.43 $140.06M 0.00%
BSBK $9.08 +0.33% 50.00 $116.72M 0.00%
FGBI $9.36 +0.75% -2.13 $154.10M 0.45%
MGYR $18.18 -0.65% 9.93 $117.46M 2.05%
PROV $17.83 -1.25% 18.42 $111.53M 3.25%

About LSBK

LSBK is led by CEO Kim C. Liddell, employs 93 people, headquartered in US, publicly traded since 2006.

LSBK stock trades at $17.20 with a market capitalization of $135.24M. The stock is valued at a price-to-earnings (P/E) ratio of 14.78, price-to-book of 0.89, price-to-sales of 3.15. Over the past 52 weeks the stock has ranged between $11.24 and $17.81, and currently trades 3.4% below its 52-week high. It pays a dividend yielding 2.23%.

On profitability, LSBK generates a return on equity (ROE) of 6.98%, return on capital employed of 6.38%, an operating margin of 24.47%, a net profit margin of 20.23%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNasdaq High ROE StocksAll stock screens
Run Stock Screener Investing Guides