NASDAQ · Banks - Regional

FGBI (FGBI) Stock

$9.36 +0.75% NASDAQ: FGBI Financial Services

Valuation

MetricValue
Price$9.36
Market Cap$154.10M
P/E Ratio-2.13
P/B Ratio0.65
P/S Ratio0.68
EPS (TTM)$-4.17
52-Week High$11.02
52-Week Low$4.31
Dividend Yield0.45%

Financials & Margins

MetricValue
ROE-24.78%
ROA-1.37%
ROCE-30.53%
Gross Margin-35.20%
Operating Margin-35.20%
Net Margin-21.78%
Debt/Equity0.88
Current Ratio122.57

Annual Financials (USD)

Metric20212022202320242025
Revenue$121.0M$146.0M$192.0M$245.0M$196.0M
Operating Profit$34.0M$36.0M$12.0M$16.0M$-69.0M
Net Profit$27.0M$29.0M$9.0M$12.0M$-56.0M
EPS$2.42$2.48$0.62$0.81$-4.17
Op Margin28.5%24.9%6.2%6.5%-35.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$2.9B$3.2B$3.6B$4.0B$4.1B
Total Liabilities$2.7B$2.9B$3.3B$3.7B$3.9B
Cash$262.0M$83.0M$286.0M$564.0M$846.0M
Borrowings$50.0M$183.0M$275.0M$202.0M$186.0M

Latest News

First Guaranty Bancshares (FGBI) Surges 10.4%: Is This an Indication of Further Gains? Zacks · Jun 29, 2026 First Guaranty Bancshares Insiders Placed Bullish Bets Worth US$6.47m Simply Wall St. · May 2, 2026 First Guaranty Bancshares: Q1 Earnings Snapshot Associated Press · Apr 27, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$27.0M$37.0M$22.0M$34.0M$-8.0M
Investing Cash Flow$-455.0M$-471.0M$-221.0M$-145.0M$128.0M
Financing Cash Flow$380.0M$267.0M$205.0M$408.0M$157.0M
Net Cash Flow$-38.0M$-179.0M$203.0M$278.0M$281.0M
Free Cash Flow$24.0M$34.0M$7.0M$31.0M$-10.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y14.82%
Return 3Y-7.75%
Return 5Y-35.45%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AUBN $26.68 +1.91% 11.63 $93.20M 4.47%
CFSBCFSB Bancorp, Inc. $14.25 +0.00% -913.46 $93.32M 0.00%
FNWB $11.15 -1.24% -19.92 $105.92M 0.00%
IROQIF Bancorp, Inc. $26.55 +0.00% 16.59 $88.98M 1.51%
LSBK $17.20 +0.00% 14.78 $135.24M 2.23%

About FGBI

FGBI is led by CEO Michael Ray Mineer, employs 380 people, headquartered in US, publicly traded since 2012.

FGBI stock trades at $9.36 with a market capitalization of $154.10M. The stock is valued at a price-to-earnings (P/E) ratio of -2.13, price-to-book of 0.65, price-to-sales of 0.68. Over the past 52 weeks the stock has ranged between $4.31 and $11.02, and currently trades 15.0% below its 52-week high. It pays a dividend yielding 0.45%.

On profitability, FGBI generates a return on equity (ROE) of -24.78%, return on capital employed of -30.53%, an operating margin of -35.20%, a net profit margin of -21.78%.

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