What is First Guaranty Bancshares, Inc. (FGBI) stock price today?

First Guaranty Bancshares, Inc. (FGBI) is currently trading at $8.34, down 1.65% today.

What is FGBI P/E ratio?

First Guaranty Bancshares, Inc.'s P/E ratio is -3.22. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FGBI return on equity (ROE)?

First Guaranty Bancshares, Inc.'s return on equity (ROE) is -16.19%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First Guaranty Bancshares, Inc.'s market cap?

First Guaranty Bancshares, Inc. has a market capitalization of $137.94M.

NASDAQ · Banks - Regional

First Guaranty Bancshares, Inc. (FGBI) Stock

$8.34 -1.65% NASDAQ: FGBI Financial Services

Valuation

Metric	Value
Price	$8.34
Market Cap	$137.94M
P/E Ratio	-3.22
P/B Ratio	0.60
P/S Ratio	0.73
EPS (TTM)	$-4.17
52-Week High	$11.02
52-Week Low	$4.31
Dividend Yield	0.48%

Financials & Margins

Metric	Value
ROE	-16.19%
ROA	-0.93%
ROCE	-1.17%
Gross Margin	-35.20%
Operating Margin	-35.20%
Net Margin	-19.26%
Debt/Equity	0.88
Current Ratio	122.57

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$121.0M	$146.0M	$192.0M	$245.0M	$196.0M
Operating Profit	$34.0M	$36.0M	$12.0M	$16.0M	$-69.0M
Net Profit	$27.0M	$29.0M	$9.0M	$12.0M	$-56.0M
EPS	$2.42	$2.48	$0.62	$0.81	$-4.17
Op Margin	28.5%	24.9%	6.2%	6.5%	-35.0%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$2.9B	$3.2B	$3.6B	$4.0B	$4.1B
Total Liabilities	$2.7B	$2.9B	$3.3B	$3.7B	$3.9B
Cash	$262.0M	$83.0M	$286.0M	$564.0M	$846.0M
Borrowings	$50.0M	$183.0M	$275.0M	$202.0M	$186.0M

Latest News

First Guaranty Bancshares (FGBI) Surges 10.4%: Is This an Indication of Further Gains? Zacks · Jun 29, 2026 First Guaranty Bancshares Insiders Placed Bullish Bets Worth US$6.47m Simply Wall St. · May 2, 2026 First Guaranty Bancshares: Q1 Earnings Snapshot Associated Press · Apr 27, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$27.0M	$37.0M	$22.0M	$34.0M	$-8.0M
Investing Cash Flow	$-455.0M	$-471.0M	$-221.0M	$-145.0M	$128.0M
Financing Cash Flow	$380.0M	$267.0M	$205.0M	$408.0M	$157.0M
Net Cash Flow	$-38.0M	$-179.0M	$203.0M	$278.0M	$281.0M
Free Cash Flow	$24.0M	$34.0M	$7.0M	$31.0M	$-10.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.01
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	14.82%
Return 3Y	-7.75%
Return 5Y	-35.45%

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AUBNAuburn National Bancorporation, Inc.	$26.54	-1.63%	11.19	$92.71M	4.00%
CFSBCFSB Bancorp, Inc.	$14.25	+0.00%	-913.46	$93.32M	0.00%
FNWBFirst Northwest Bancorp	$9.83	+1.24%	61.92	$93.38M	0.00%
IROQIF Bancorp, Inc.	$26.55	+0.00%	16.59	$88.98M	1.51%
LSBKLake Shore Bancorp, Inc.	$18.25	+1.16%	16.13	$143.51M	1.99%

About First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. is led by CEO Michael Ray Mineer, employs 380 people, headquartered in US, publicly traded since 2012.

First Guaranty Bancshares, Inc. (FGBI) stock trades at $8.34 with a market capitalization of $137.94M. The stock is valued at a price-to-earnings (P/E) ratio of -3.22, price-to-book of 0.60, price-to-sales of 0.73. Over the past 52 weeks the stock has ranged between $4.31 and $11.02, and currently trades 24.3% below its 52-week high. It pays a dividend yielding 0.48%.

On profitability, First Guaranty Bancshares, Inc. generates a return on equity (ROE) of -16.19%, return on capital employed of -1.17%, an operating margin of -35.20%, a net profit margin of -19.26%.

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