NYSE · Banks - Regional

LOB (LOB) Stock

$43.76 +0.30% NYSE: LOB Financial Services

Valuation

MetricValue
Price$43.76
Market Cap$2.02B
P/E Ratio14.75
P/B Ratio1.51
P/S Ratio1.68
EPS (TTM)$2.62
52-Week High$43.76
52-Week Low$27.76
Dividend Yield0.31%

Financials & Margins

MetricValue
ROE10.89%
ROA0.87%
ROCE12.84%
Gross Margin50.11%
Operating Margin17.65%
Net Margin11.65%
Debt/Equity0.08
Current Ratio0.13

Annual Financials (USD)

Metric20212022202320242025
Revenue$506.0M$509.0M$777.0M$929.0M$1.0B
Operating Profit$211.0M$210.0M$83.0M$89.0M$161.0M
Net Profit$167.0M$176.0M$74.0M$77.0M$104.0M
EPS$3.71$3.92$1.64$1.69$2.22
Op Margin41.6%41.3%10.7%9.6%15.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$8.2B$9.9B$11.3B$12.9B$15.1B
Total Liabilities$7.5B$9.0B$10.4B$11.9B$13.9B
Cash$192.0M$284.0M$583.0M$609.0M$865.0M
Borrowings$318.0M$83.0M$23.0M$113.0M$102.0M

Latest News

What Makes Live Oak Bancshares (LOB) a Strong Momentum Stock: Buy Now? Zacks · Jul 14, 2026 Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results GlobeNewswire · Jul 8, 2026 All You Need to Know About Live Oak Bancshares (LOB) Rating Upgrade to Buy Zacks · Jul 8, 2026 2 Mooning Stocks with Impressive Fundamentals and 1 We Avoid StockStory · Jul 6, 2026 What to Know About a $336,000 Live Oak Bancshares Insider Sale With Shares Up Nearly 40% This Past Year Motley Fool · Jun 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-120.0M$124.0M$620.0M$536.0M$158.0M
Investing Cash Flow$-153.0M$-1.5B$-1.8B$-2.1B$-1.9B
Financing Cash Flow$1.4B$1.8B$1.4B$1.5B$1.9B
Net Cash Flow$-115.0M$213.0M$166.0M$26.0M$256.0M
Free Cash Flow$-123.0M$81.0M$573.0M$487.0M$143.0M

Valuation & Return Ratios

MetricValue
PEG Ratio43.46
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y28.87%
Return 3Y34.32%
Return 5Y-29.99%

Ownership

Insiders Held22.82%
Institutions Held71.75%
Institutions Float Held92.96%
Institutional HolderSharesReport Date
T. Rowe Price Investment Management, Inc.6,490,1012026-03-31
Blackrock Inc.3,432,8992026-03-31
Barrow, Hanley Mewhinney & Strauss, LLC1,621,9032026-03-31
Dimensional Fund Advisors LP1,593,1852026-03-31
Vanguard Capital Management LLC1,532,7712026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
FRME $43.36 -0.14% 11.78 $2.73B 3.61%
GABC $51.04 -0.29% 13.86 $1.92B 2.82%
HOPE $14.12 +0.00% 23.90 $1.81B 4.26%
LKFN $61.73 -0.93% 14.28 $1.54B 3.53%
MBIN $55.55 -0.09% 11.94 $2.55B 0.91%

About LOB

LOB stock trades at $43.76 with a market capitalization of $2.02B. The stock is valued at a price-to-earnings (P/E) ratio of 14.75, price-to-book of 1.51, price-to-sales of 1.68. Over the past 52 weeks the stock has ranged between $27.76 and $43.76, and currently trades at its 52-week high. It pays a dividend yielding 0.31%.

On profitability, LOB generates a return on equity (ROE) of 10.89%, return on capital employed of 12.84%, an operating margin of 17.65%, a net profit margin of 11.65%.

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