NASDAQ · Banks - Regional

German American Bancorp, Inc. (GABC) Stock

$48.82 +0.85% NASDAQ: GABC Financial Services

Valuation

MetricValue
Price$48.82
Market Cap$1.83B
P/E Ratio13.03
P/B Ratio1.53
P/S Ratio3.69
EPS (TTM)$3.06
52-Week High$52.23
52-Week Low$37.19
Dividend Yield2.51%

Financials & Margins

MetricValue
ROE12.17%
ROA1.68%
ROCE2.11%
Gross Margin28.75%
Operating Margin28.75%
Net Margin28.24%
Debt/Equity0.15
Current Ratio0.18

Annual Financials (USD)

Metric20212022202320242025
Revenue$230.0M$278.0M$317.0M$315.0M$487.0M
Operating Profit$103.0M$99.0M$104.0M$104.0M$140.0M
Net Profit$84.0M$82.0M$86.0M$84.0M$113.0M
EPS$3.17$2.78$2.91$2.83$3.06
Op Margin44.7%35.7%32.7%33.0%28.7%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$5.6B$6.2B$6.2B$6.3B$8.4B
Total Liabilities$4.9B$5.6B$5.5B$5.6B$7.2B
Cash$48.0M$76.0M$79.0M$70.0M$72.0M
Borrowings$152.0M$204.0M$194.0M$210.0M$183.0M

Latest News

Spotting Winners: German American Bancorp (NASDAQ:GABC) And Regional Banks Stocks In Q4 StockStory · Jul 3, 2026 3 Small-Cap Stocks That Concern Us StockStory · Jul 2, 2026 3 Reasons GABC is Risky and 1 Stock to Buy Instead StockStory · Jul 2, 2026 3 Reasons to Sell GABC and 1 Stock to Buy Instead StockStory · Jun 30, 2026 Unpacking Q4 Earnings: German American Bancorp (NASDAQ:GABC) In The Context Of Other Regional Banks Stocks StockStory · Jun 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$101.0M$110.0M$107.0M$96.0M$159.0M
Investing Cash Flow$-645.0M$-32.0M$22.0M$-87.0M$-66.0M
Financing Cash Flow$655.0M$-325.0M$-97.0M$76.0M$-70.0M
Net Cash Flow$51.0M$-278.0M$-2.0M$73.0M$-70.0M
Free Cash Flow$96.0M$102.0M$101.0M$91.0M$154.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.30
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y20.04%
Return 3Y80.65%
Return 5Y52.28%

Ownership

Insiders Held3.23%
Institutions Held53.82%
Institutions Float Held55.62%
Institutional HolderSharesReport Date
Blackrock Inc.2,706,4692026-03-31
Franklin Resources, Inc.1,880,5462026-03-31
Vanguard Capital Management LLC1,523,1552026-03-31
Dimensional Fund Advisors LP1,219,9582026-03-31
Charles Schwab Investment Management, Inc.1,152,6952026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BFCBank First Corporation $147.98 +0.31% 19.31 $1.66B 1.61%
GSBCGreat Southern Bancorp, Inc. $78.36 +0.73% 13.12 $853.59M 2.17%
LKFNLakeland Financial Corporation $57.45 +0.45% 13.49 $1.43B 3.52%
NBTBNBT Bancorp Inc. $50.53 +0.70% 12.22 $2.63B 3.19%
ONBOld National Bancorp $24.73 +1.27% 10.94 $9.46B 2.32%

About German American Bancorp, Inc.

German American Bancorp, Inc. is led by CEO D. Neil Dauby, employs 1,020 people, headquartered in US, publicly traded since 1993.

German American Bancorp, Inc. (GABC) stock trades at $48.82 with a market capitalization of $1.83B. The stock is valued at a price-to-earnings (P/E) ratio of 13.03, price-to-book of 1.53, price-to-sales of 3.69. Over the past 52 weeks the stock has ranged between $37.19 and $52.23, and currently trades 6.5% below its 52-week high. It pays a dividend yielding 2.51%.

On profitability, German American Bancorp, Inc. generates a return on equity (ROE) of 12.17%, above the typical market average, return on capital employed of 2.11%, an operating margin of 28.75%, a net profit margin of 28.24%.

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