What is First National Corporation (FXNC) stock price today?

First National Corporation (FXNC) is currently trading at $29.46, down 1.7% today.

What is FXNC P/E ratio?

First National Corporation's P/E ratio is 12.53. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is FXNC return on equity (ROE)?

First National Corporation's return on equity (ROE) is 11.57%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is First National Corporation's market cap?

First National Corporation has a market capitalization of $266.35M.

NASDAQ · Banks - Regional

First National Corporation (FXNC) Stock

$29.46 -1.70% NASDAQ: FXNC Financial Services

Valuation

Metric	Value
Price	$29.46
Market Cap	$266.35M
P/E Ratio	12.53
P/B Ratio	1.40
P/S Ratio	2.31
EPS (TTM)	$1.96
52-Week High	$33.24
52-Week Low	$21.59
Dividend Yield	2.26%

Financials & Margins

Metric	Value
ROE	11.57%
ROA	1.04%
ROCE	12.26%
Gross Margin	19.64%
Operating Margin	19.64%
Net Margin	18.47%
Debt/Equity	0.23
Current Ratio	0.10

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$46.0M	$61.0M	$68.0M	$88.0M	$112.0M
Operating Profit	$13.0M	$21.0M	$12.0M	$8.0M	$22.0M
Net Profit	$10.0M	$17.0M	$10.0M	$7.0M	$18.0M
EPS	$1.86	$2.68	$1.53	$1.00	$1.96
Op Margin	28.0%	34.2%	17.4%	9.1%	19.6%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.4B	$1.4B	$1.4B	$2.0B	$2.0B
Total Liabilities	$1.3B	$1.3B	$1.3B	$1.8B	$1.9B
Cash	$176.0M	$67.0M	$87.0M	$163.0M	$161.0M
Borrowings	$19.0M	$14.0M	$64.0M	$30.0M	$43.0M

Latest News

Why First National Corp. (FXNC) is a Great Dividend Stock Right Now Zacks · Jul 22, 2026 First National Corp. (FXNC) to Report Q2 Results: Wall Street Expects Earnings Growth Zacks · Jul 22, 2026 Can FIRST NAT CP (FXNC) Keep the Earnings Surprise Streak Alive? Zacks · Jul 20, 2026 What To Expect From First National Corp (FXNC) Q2 2026 Earnings GuruFocus.com · Jul 16, 2026 First National Corp (FXNC) Q2 2026 Earnings Report Preview: What to Expect GuruFocus.com · Jul 15, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$8.0M	$27.0M	$16.0M	$-22.0M	$25.0M
Investing Cash Flow	$-127.0M	$-121.0M	$-36.0M	$134.0M	$-34.0M
Financing Cash Flow	$170.0M	$-7.0M	$-8.0M	$15.0M	$-4.0M
Net Cash Flow	$49.0M	$-109.0M	$20.0M	$76.0M	$-2.0M
Free Cash Flow	$7.0M	$26.0M	$15.0M	$-26.0M	$21.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.09
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	34.38%
Return 3Y	95.17%
Return 5Y	47.97%

Ownership

Insiders Held14.26%

Institutions Held42.59%

Institutions Float Held49.67%

Institutional Holder	Shares	Report Date
Fourthstone LLC	774,119	2026-03-31
Blackrock Inc.	399,912	2026-03-31
Vanguard Capital Management LLC	326,457	2026-03-31
Petiole USA Ltd	307,940	2026-03-31
Siena Capital Partners GP, LLC	276,043	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
AVBHAvidbank Holdings, Inc.	$31.05	-0.96%	10.42	$340.16M	0.00%
CBNAChain Bridge Bancorp, Inc.	$49.25	-0.71%	11.64	$323.17M	0.00%
EFSIEagle Financial Services Inc	$45.53	-0.58%	13.18	$246.43M	2.72%
FCCOFirst Community Corporation	$32.27	-0.52%	11.98	$303.27M	2.09%
FRAFFranklin Financial Services Corporation	$62.60	-1.14%	11.48	$281.26M	2.15%

About First National Corporation

First National Corporation is led by CEO Scott C. Harvard, employs 303 people, headquartered in US, publicly traded since 1999.

First National Corporation (FXNC) stock trades at $29.46 with a market capitalization of $266.35M. The stock is valued at a price-to-earnings (P/E) ratio of 12.53, price-to-book of 1.40, price-to-sales of 2.31. Over the past 52 weeks the stock has ranged between $21.59 and $33.24, and currently trades 11.4% below its 52-week high. It pays a dividend yielding 2.26%.

On profitability, First National Corporation generates a return on equity (ROE) of 11.57%, return on capital employed of 12.26%, an operating margin of 19.64%, a net profit margin of 18.47%.

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