NASDAQ · Banks - Regional

Eagle Financial Services Inc (EFSI) Stock

$45.53 -0.58% NASDAQ: EFSI Financial Services

Valuation

MetricValue
Price$45.53
Market Cap$246.43M
P/E Ratio13.18
P/B Ratio1.27
P/S Ratio2.10
EPS (TTM)$1.59
52-Week High$48.17
52-Week Low$31.44
Dividend Yield2.72%

Financials & Margins

MetricValue
ROE9.83%
ROA1.01%
ROCE7.61%
Gross Margin67.86%
Operating Margin16.41%
Net Margin15.85%
Debt/Equity0.21
Current Ratio0.09

Annual Financials (USD)

Metric20212022202320242025
Revenue$53.0M$67.0M$96.0M$106.0M$105.0M
Operating Profit$13.0M$18.0M$11.0M$19.0M$10.0M
Net Profit$11.0M$15.0M$9.0M$15.0M$8.0M
EPS$3.20$4.17$2.66$4.32$1.59
Op Margin24.3%26.5%11.1%17.8%9.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$1.3B$1.6B$1.8B$1.9B$1.9B
Total Liabilities$1.2B$1.5B$1.7B$1.7B$1.7B
Cash$64.0M$67.0M$112.0M$176.0M$14.0M
Borrowings$0$237.0M$194.0M$150.0M$70.0M

Latest News

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Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$16.0M$14.0M$7.0M$19.0M$28.0M
Investing Cash Flow$-194.0M$-332.0M$-131.0M$16.0M$-4.0M
Financing Cash Flow$164.0M$120.0M$209.0M$69.0M$32.0M
Net Cash Flow$-16.0M$3.0M$71.0M$55.0M$24.0M
Free Cash Flow$16.0M$13.0M$6.0M$18.0M$26.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.22
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y26.25%
Return 3Y48.77%
Return 5Y44.62%

Ownership

Insiders Held12.95%
Institutions Held45.28%
Institutions Float Held52.02%
Institutional HolderSharesReport Date
Fourthstone LLC532,1992026-03-31
Blackrock Inc.280,5322026-03-31
Wellington Management Group, LLP280,4002026-03-31
Vanguard Capital Management LLC243,7422026-03-31
Graham Capital Wealth Management, LLC137,0352026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ATLOAmes National Corporation $31.46 -1.63% 12.54 $278.65M 2.97%
CBNAChain Bridge Bancorp, Inc. $49.25 -0.71% 11.64 $323.17M 0.00%
FCCOFirst Community Corporation $32.27 -0.52% 11.98 $303.27M 2.09%
FRAFFranklin Financial Services Corporation $62.60 -1.14% 11.48 $281.26M 2.15%
FSFGFirst Savings Financial Group, Inc. $33.98 +0.00% 13.81 $238.37M 1.88%

About Eagle Financial Services Inc

Eagle Financial Services Inc is led by CEO Brandon Craig Lorey, employs 225 people, headquartered in US, publicly traded since 2001.

Eagle Financial Services Inc (EFSI) stock trades at $45.53 with a market capitalization of $246.43M. The stock is valued at a price-to-earnings (P/E) ratio of 13.18, price-to-book of 1.27, price-to-sales of 2.10. Over the past 52 weeks the stock has ranged between $31.44 and $48.17, and currently trades 5.5% below its 52-week high. It pays a dividend yielding 2.72%.

On profitability, Eagle Financial Services Inc generates a return on equity (ROE) of 9.83%, return on capital employed of 7.61%, an operating margin of 16.41%, a net profit margin of 15.85%.

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