NMS · Banks - Regional

Capitol Federal Financial, Inc. (CFFN) Stock

$8.39 -0.94% NMS: CFFN Financial Services

Valuation

MetricValue
Price$8.39
Market Cap$1.04B
P/E Ratio13.20
P/B Ratio1.04
P/S Ratio2.43
EPS (TTM)$0.00
52-Week High$9.26
52-Week Low$5.97
Dividend Yield4.43%

Financials & Margins

MetricValue
ROE8.01%
ROA0.86%
ROCE1.01%
Gross Margin19.90%
Operating Margin19.90%
Net Margin19.04%
Debt/Equity1.66
Current Ratio0.17

Annual Financials (USD)

Metric20212022202320242025
Revenue$279.0M$300.0M$186.0M$379.0M$417.0M
Operating Profit$96.0M$107.0M$-139.0M$54.0M$83.0M
Net Profit$76.0M$84.0M$-102.0M$38.0M$68.0M
EPS$0.56$0.62$-0.76$0.29$0.52
Op Margin34.5%35.8%-74.8%14.3%19.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$9.6B$9.6B$10.2B$9.5B$9.8B
Total Liabilities$8.4B$8.5B$9.1B$8.5B$8.7B
Cash$42.0M$49.0M$246.0M$217.0M$252.0M
Borrowings$1.6B$2.1B$2.4B$2.2B$2.0B

Latest News

Timberland Rises 37% in a Year: Should You Buy the Stock? Zacks · Jul 7, 2026 Investors Can Buy 5 High-Yield Dividend Stocks Trading Under $10 Hand-Over-Fist 24/7 Wall St. · Jun 29, 2026 All You Need to Know About Capitol Federal (CFFN) Rating Upgrade to Buy Zacks · May 27, 2026 Discovering US Market's Undiscovered Gems in May 2026 Simply Wall St. · May 7, 2026 Capitol Federal Financial (CFFN) Misses Q2 Earnings and Revenue Estimates Zacks · Apr 29, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$74.0M$97.0M$48.0M$31.0M$55.0M
Investing Cash Flow$-336.0M$-173.0M$-335.0M$622.0M$-212.0M
Financing Cash Flow$404.0M$-395.0M$-184.0M$58.0M$461.0M
Net Cash Flow$-169.0M$-21.0M$196.0M$-28.0M$35.0M
Free Cash Flow$65.0M$92.0M$41.0M$24.0M$50.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.34
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y45.64%
Return 3Y53.51%
Return 5Y1.72%

Ownership

Insiders Held8.08%
Institutions Held81.80%
Institutions Float Held88.99%
Institutional HolderSharesReport Date
Blackrock Inc.18,167,6032026-03-31
Dimensional Fund Advisors LP6,790,1302026-03-31
Vanguard Portfolio Management LLC6,687,5142026-03-31
Holdco Asset Management, LP6,466,0592026-03-31
State Street Corporation6,070,3152026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CBNKCapital Bancorp, Inc. $38.79 -0.87% 11.79 $631.82M 1.38%
CCBGCapital City Bank Group $48.25 -0.74% 13.79 $825.73M 2.17%
CFFIC&F Financial Corporation $100.30 -1.19% 10.96 $326.41M 1.95%
CHCOCity Holding Company $140.61 +0.39% 15.63 $1.98B 2.80%
FVCBFVCBankcorp, Inc. $17.44 -0.68% 12.27 $313.86M 1.58%

About Capitol Federal Financial, Inc.

Capitol Federal Financial, Inc. is led by CEO John Dicus, publicly traded since 1999.

Capitol Federal Financial, Inc. (CFFN) stock trades at $8.39 with a market capitalization of $1.04B. The stock is valued at a price-to-earnings (P/E) ratio of 13.20, price-to-book of 1.04, price-to-sales of 2.43. Over the past 52 weeks the stock has ranged between $5.97 and $9.26, and currently trades 9.4% below its 52-week high. It pays a dividend yielding 4.43%.

On profitability, Capitol Federal Financial, Inc. generates a return on equity (ROE) of 8.01%, return on capital employed of 1.01%, an operating margin of 19.90%, a net profit margin of 19.04%.

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