NYSE · Financial - Mortgages

UWMC (UWMC) Stock

$1.82 -2.15% NYSE: UWMC Financial Services

Valuation

MetricValue
Price$1.82
Market Cap$2.76B
P/E Ratio7.95
P/B Ratio3.25
P/S Ratio1.17
EPS (TTM)$0.12
52-Week High$7.14
52-Week Low$1.74
Dividend Yield16.77%

Financials & Margins

MetricValue
ROE40.88%
ROA4.62%
ROCE114.99%
Gross Margin82.52%
Operating Margin39.73%
Net Margin2.14%
Debt/Equity70.65
Current Ratio0.67

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.8B$2.1B$1.1B$1.9B$3.2B
Operating Profit$1.6B$935.0M$-76.0M$336.0M$1.8B
Net Profit$98.0M$42.0M$-13.0M$14.0M$27.0M
EPS$0.66$0.45$-0.14$0.13$0.12
Op Margin55.7%43.5%-6.8%17.6%58.0%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$22.5B$13.6B$11.9B$15.7B$16.9B
Total Liabilities$19.4B$10.4B$9.4B$13.6B$15.3B
Cash$731.0M$705.0M$497.0M$507.0M$503.0M
Borrowings$18.8B$9.8B$8.7B$12.8B$14.4B

Latest News

UWM Holdings (UWMC) Stock May Be Below Fair Value Following Bid Setback Simply Wall St. · Jul 16, 2026 Can UWM Holdings (UWMC) Still Look Like A Bargain As Its Two Harbors Bid Fails? Simply Wall St. · Jul 15, 2026 UWM Holdings (UWMC) Stock Has Room To Run Due To Cheap Valuation Insider Monkey · Jul 15, 2026 UWM Holdings Yields Tops 19%. Here's Why That Huge Payout Is a Warning, Not a Gift. Motley Fool · Jul 14, 2026 UWM Walked Away From the Two Harbors Bidding War. That Might Be the Best News for Shareholders. Motley Fool · Jul 10, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-10.0B$8.3B$165.0M$-6.2B$-2.6B
Investing Cash Flow$134.0M$1.3B$1.8B$2.6B$2.2B
Financing Cash Flow$790.0M$0$-602.0M$-722.0M$0
Net Cash Flow$-493.0M$-26.0M$-207.0M$10.0M$-4.0M
Free Cash Flow$-10.0B$8.2B$139.0M$-6.3B$-2.7B

Valuation & Return Ratios

MetricValue
PEG Ratio8.82
EV / EBITDA14.17
FCF Yield-153.42%
Quick Ratio0.67
Interest Coverage3.45
Return 1Y-55.91%
Return 3Y-62.42%
Return 5Y-63.76%

Ownership

Insiders Held13.42%
Institutions Held68.55%
Institutions Float Held79.17%
Institutional HolderSharesReport Date
FMR, LLC26,508,2622026-03-31
Blackrock Inc.12,600,7532026-03-31
Vanguard Capital Management LLC11,135,2662026-03-31
Freestone Grove Partners LP 9,759,1262026-03-31
Vanguard Portfolio Management LLC9,596,8192026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFGCitizens Financial Group, Inc. $73.60 -0.11% 15.10 $31.12B 2.96%
CIFR $22.32 -1.48% 42.68 $9.13B 0.00%
FRHC $152.76 +0.98% 14085.00 $9.36B 0.00%
KNSL $356.42 +0.15% 14.49 $8.12B 0.24%
MORN $196.00 +0.97% 17.98 $7.45B 1.09%

About UWMC

UWMC stock trades at $1.82 with a market capitalization of $2.76B. The stock is valued at a price-to-earnings (P/E) ratio of 7.95, price-to-book of 3.25, price-to-sales of 1.17. Over the past 52 weeks the stock has ranged between $1.74 and $7.14, and currently trades 74.5% below its 52-week high. It pays a dividend yielding 16.77%.

On profitability, UWMC generates a return on equity (ROE) of 40.88% — well above the market average, a sign of a high-quality business, return on capital employed of 114.99%, an operating margin of 39.73%, a net profit margin of 2.14%.

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