NYSE · Insurance - Life

Unum Group (UNM) Stock

$89.08 -2.53% NYSE: UNM Financial Services

Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block.

Valuation

MetricValue
Price$89.08
Market Cap$14.10B
P/E Ratio20.04
P/B Ratio1.38
P/S Ratio1.11
EPS (TTM)$4.28
52-Week High$93.22
52-Week Low$68.28
Dividend Yield1.99%

Financials & Margins

MetricValue
ROE7.07%
ROA1.20%
ROCE8.40%
Gross Margin33.89%
Operating Margin7.46%
Net Margin5.87%
Debt/Equity0.35
Current Ratio20.63

Annual Financials (USD)

Metric20212022202320242025
Revenue$11.8B$11.9B$12.3B$12.8B$13.1B
Operating Profit$1.3B$1.8B$1.6B$2.3B$934.0M
Net Profit$981.0M$1.4B$1.3B$1.8B$739.0M
EPS$4.02$6.96$6.50$9.46$4.28
Op Margin10.7%14.7%13.3%17.6%7.2%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$71.2B$61.5B$63.6B$62.4B$64.1B
Total Liabilities$59.8B$52.8B$54.0B$51.4B$53.0B
Cash$75.0M$119.0M$146.0M$163.0M$158.0M
Borrowings$3.6B$3.4B$3.5B$3.9B$3.9B

Latest News

UNM: What does Argus have to say about UNM? Argus Research · Jul 22, 2026 Amerisafe (AMSF) Lags Q2 Earnings Estimates Zacks · Jul 21, 2026 Unum (UNM) Earnings Expected to Grow: Should You Buy? Zacks · Jul 21, 2026 UNM Trading at a Discount to Industry at 1.31X: Time to Hold or Fold? Zacks · Jul 20, 2026 5 Quality Stocks With Recent Dividend Hikes to Watch Now Zacks · Jul 16, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$1.4B$1.4B$1.2B$1.5B$688.0M
Investing Cash Flow$-1.5B$-1.1B$-861.0M$-470.0M$417.0M
Financing Cash Flow$42.0M$-154.0M$-176.0M$-903.0M$-961.0M
Net Cash Flow$-122.0M$44.0M$27.0M$17.0M$-5.0M
Free Cash Flow$1.3B$1.3B$1.1B$1.4B$555.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.03
EV / EBITDA12.50
FCF Yield3.64%
Quick Ratio20.63
Interest Coverage4.47
Return 1Y13.46%
Return 3Y96.38%
Return 5Y277.42%

Ownership

Insiders Held1.00%
Institutions Held90.70%
Institutions Float Held91.62%
Institutional HolderSharesReport Date
Blackrock Inc.18,232,5042026-03-31
Vanguard Portfolio Management LLC9,339,4022026-03-31
FMR, LLC7,209,2412026-03-31
Vanguard Capital Management LLC6,941,4602026-03-31
State Street Corporation5,147,4252026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AEGAegon Ltd. $9.14 -0.27% 14.02 $13.74B 5.20%
BSACBanco Santander-Chile $33.72 -0.38% 14.61 $15.89B 0.00%
CIBGrupo Cibest S.A. $81.55 -0.67% 8.98 $19.35B 0.00%
CNACNA Financial Corporation $52.47 -1.48% 10.11 $14.19B 8.59%
GLGlobe Life Inc. $182.25 -0.40% 11.15 $14.15B 0.76%

About Unum Group

Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability, life insurance, and accidental death and dismemberment. Additionally, Unum provides a range of supplemental and voluntary offerings like individual disability, various voluntary benefits, and dental and vision plans. Further offerings include policies addressing accidents, sickness, general disability, life coverage, cancer, and critical illness. Beyond these, Unum's services extend to group pension plans, individual life insurance, corporate-owned life insurance (COLI), and the management of reinsurance pools. Its primary clientele consists of employers, who procure these solutions to benefit their workforce. Distribution is handled via a diverse network comprising in-house field sales teams, independent brokers, consultants, and an independent contractor agency sales force. Established in 1848, Unum Group maintains its headquarters in Chattanooga, Tennessee.

Unum Group is led by CEO Richard Paul McKenney, employs 10,910 people, headquartered in Chattanooga, US, publicly traded since 1986.

Unum Group (UNM) stock trades at $89.08 with a market capitalization of $14.10B. The stock is valued at a price-to-earnings (P/E) ratio of 20.04, price-to-book of 1.38, price-to-sales of 1.11. Over the past 52 weeks the stock has ranged between $68.28 and $93.22, and currently trades 4.4% below its 52-week high. It pays a dividend yielding 1.99%.

On profitability, Unum Group generates a return on equity (ROE) of 7.07%, return on capital employed of 8.40%, an operating margin of 7.46%, a net profit margin of 5.87%.

Official website: www.unum.com

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides