NASDAQ · Banks - Regional

UBSI (UBSI) Stock

$48.84 +1.88% NASDAQ: UBSI Financial Services

Valuation

MetricValue
Price$48.84
Market Cap$6.73B
P/E Ratio12.65
P/B Ratio1.15
P/S Ratio3.39
EPS (TTM)$3.27
52-Week High$48.84
52-Week Low$34.10
Dividend Yield3.35%

Financials & Margins

MetricValue
ROE9.34%
ROA1.52%
ROCE10.74%
Gross Margin67.35%
Operating Margin34.83%
Net Margin27.49%
Debt/Equity0.14
Current Ratio28.15

Annual Financials (USD)

Metric20212022202320242025
Revenue$1.1B$1.1B$1.5B$1.6B$1.8B
Operating Profit$463.0M$476.0M$464.0M$465.0M$590.0M
Net Profit$368.0M$380.0M$366.0M$373.0M$465.0M
EPS$2.83$2.80$2.72$2.75$3.27
Op Margin43.7%41.5%30.3%28.7%32.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$29.3B$29.5B$29.9B$30.0B$33.7B
Total Liabilities$24.6B$25.0B$25.2B$25.0B$28.2B
Cash$3.8B$1.2B$1.6B$2.3B$2.5B
Borrowings$1.0B$2.4B$2.1B$803.0M$921.0M

Latest News

UBSI: Raising target price to $52.00 Argus Research · Jul 22, 2026 3 Stocks Under $50 That Fall Short StockStory · Jul 17, 2026 United Bankshares, Fulton Financial, Home Bancshares, First Busey, and Enterprise Financial Services Shares Skyrocket, What You Need To Know StockStory · Jul 16, 2026 1 Bank Stock to Research Further and 2 We Avoid StockStory · Jul 15, 2026 3 Russell 2000 Stocks with Open Questions StockStory · Jul 13, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$610.0M$761.0M$435.0M$445.0M$499.0M
Investing Cash Flow$0$-3.5B$27.0M$559.0M$-917.0M
Financing Cash Flow$1.2B$-1.1B$553.0M$1.1B$846.0M
Net Cash Flow$1.5B$-2.6B$422.0M$693.0M$250.0M
Free Cash Flow$594.0M$744.0M$424.0M$433.0M$481.0M

Valuation & Return Ratios

MetricValue
PEG Ratio1.95
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y31.95%
Return 3Y69.82%
Return 5Y71.22%

Ownership

Insiders Held2.19%
Institutions Held75.89%
Institutions Float Held77.59%
Institutional HolderSharesReport Date
Blackrock Inc.20,166,5382026-03-31
State Street Corporation7,974,2172026-03-31
Dimensional Fund Advisors LP7,661,3312026-03-31
Vanguard Portfolio Management LLC7,277,5382026-03-31
Vanguard Capital Management LLC6,344,8902026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
ABCB $87.69 +1.91% 14.01 $5.90B 0.90%
AUB $42.94 +1.83% 18.06 $6.09B 3.87%
AVALGrupo Aval Acciones y Valores S.A. $5.03 +1.62% 11.36 $5.97B 0.00%
COLB $31.27 +0.06% 12.23 $8.84B 4.71%
FNB $19.21 -0.88% 10.98 $6.84B 2.80%

About UBSI

UBSI is led by CEO Richard Matthew Adams Jr., employs 2,694 people, headquartered in Charleston, US, publicly traded since 1987.

UBSI stock trades at $48.84 with a market capitalization of $6.73B. The stock is valued at a price-to-earnings (P/E) ratio of 12.65, price-to-book of 1.15, price-to-sales of 3.39. Over the past 52 weeks the stock has ranged between $34.10 and $48.84, and currently trades at its 52-week high. It pays a dividend yielding 3.35%.

On profitability, UBSI generates a return on equity (ROE) of 9.34%, return on capital employed of 10.74%, an operating margin of 34.83%, a net profit margin of 27.49%.

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