NASDAQ · Insurance - Brokers

TWFG (TWFG) Stock

$26.80 -0.41% NASDAQ: TWFG Financial Services

Valuation

MetricValue
Price$26.80
Market Cap$348.32M
P/E Ratio35.96
P/B Ratio3.14
P/S Ratio0.96
EPS (TTM)$0.51
52-Week High$36.79
52-Week Low$16.56
Dividend Yield0.00%

Financials & Margins

MetricValue
ROE9.64%
ROA2.16%
ROCE7.62%
Gross Margin10.26%
Operating Margin10.26%
Net Margin3.29%
Debt/Equity0.11
Current Ratio74.67

Annual Financials (USD)

Metric2022202320242025
Revenue$148.0M$167.0M$194.0M$234.0M
Operating Profit$24.0M$25.0M$28.0M$24.0M
Net Profit$0$0$3.0M$8.0M
EPS$0.03$0.31$0.18$0.51
Op Margin16.1%15.2%14.4%10.2%

Balance Sheet (USD)

Metric2022202320242025
Total Assets$114.0M$115.0M$323.0M$371.0M
Total Liabilities$56.0M$84.0M$48.0M$56.0M
Cash$22.0M$39.0M$196.0M$156.0M
Borrowings$13.0M$52.0M$10.0M$11.0M

Latest News

RBC Capital Adjusts Price Target on TWFG to $30 From $27, Maintains Outperform Rating MT Newswires · Jul 13, 2026 UBS Adjusts Price Target on TWFG to $30 From $26, Maintains Buy Rating MT Newswires · Jul 8, 2026 Best Momentum Stocks to Buy for June 18th Zacks · Jun 18, 2026 New Strong Buy Stocks for June 18th Zacks · Jun 18, 2026 UBS Cuts Price Target on TWFG to $26 From $31, Maintains Buy Rating MT Newswires · Jun 9, 2026

Cash Flow (USD)

Metric2022202320242025
Operating Cash Flow$26.0M$30.0M$40.0M$54.0M
Investing Cash Flow$-27.0M$-30.0M$-28.0M$-71.0M
Financing Cash Flow$8.0M$-15.0M$3.0M$-18.0M
Net Cash Flow$-4.0M$6.0M$159.0M$-37.0M
Free Cash Flow$13.0M$15.0M$37.0M$53.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA2.75
FCF Yield18.41%
Quick Ratio62.74
Interest Coverage—
Return 1Y-19.51%
Return 3Y—
Return 5Y—

Ownership

Insiders Held14.83%
Institutions Held73.69%
Institutions Float Held86.52%
Institutional HolderSharesReport Date
T. Rowe Price Investment Management, Inc.2,099,2982026-03-31
BAMCO Inc.1,135,0992026-03-31
Capital International Investors1,065,7322026-03-31
Vanguard Capital Management LLC570,5372026-03-31
Giverny Capital Inc.552,1072026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AMBCAmbac Financial Group, Inc. $8.29 -4.16% -1.24 $397.37M 0.00%
BMRC $28.37 -1.25% 9.54 $459.30M 3.84%
CCIX $10.88 -0.05% 46.91 $398.89M 0.00%
CWBC $25.78 -0.12% 11.91 $542.79M 2.02%
FRBA $18.75 -0.61% 8.86 $471.27M 1.94%

About TWFG

TWFG is led by CEO Richard Finley Bunch, employs 293 people, headquartered in US, publicly traded since 2024.

TWFG stock trades at $26.80 with a market capitalization of $348.32M. The stock is valued at a price-to-earnings (P/E) ratio of 35.96, price-to-book of 3.14, price-to-sales of 0.96. Over the past 52 weeks the stock has ranged between $16.56 and $36.79, and currently trades 27.2% below its 52-week high.

On profitability, TWFG generates a return on equity (ROE) of 9.64%, return on capital employed of 7.62%, an operating margin of 10.26%, a net profit margin of 3.29%.

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