NYSE · Banks - Regional

SMBK (SMBK) Stock

$51.29 +2.56% NYSE: SMBK Financial Services

Valuation

MetricValue
Price$51.29
Market Cap$876.98M
P/E Ratio13.44
P/B Ratio1.24
P/S Ratio2.14
EPS (TTM)$2.98
52-Week High$51.29
52-Week Low$31.50
Dividend Yield0.81%

Financials & Margins

MetricValue
ROE9.06%
ROA0.85%
ROCE11.21%
Gross Margin19.30%
Operating Margin19.62%
Net Margin16.31%
Debt/Equity0.18
Current Ratio0.22

Annual Financials (USD)

Metric20212022202320242025
Revenue$149.0M$187.0M$240.0M$285.0M$316.0M
Operating Profit$44.0M$55.0M$36.0M$45.0M$62.0M
Net Profit$35.0M$43.0M$29.0M$36.0M$50.0M
EPS$2.22$2.55$1.69$2.14$2.98
Op Margin29.7%29.4%15.1%15.9%19.4%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$4.6B$4.6B$4.8B$5.3B$5.9B
Total Liabilities$4.2B$4.2B$4.4B$4.8B$5.3B
Cash$1.0B$251.0M$295.0M$374.0M$464.0M
Borrowings$142.0M$84.0M$55.0M$48.0M$102.0M

Latest News

SmarFinancial (SMBK) Upgraded to Buy: What Does It Mean for the Stock? Zacks · Jul 22, 2026 Raymond James Raises Price Target on SmartFinancial to $58 From $50, Keeps Strong Buy Rating MT Newswires · Jul 22, 2026 SmartFinancial Inc (SMBK) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Strategic ... GuruFocus.com · Jul 21, 2026 SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates Zacks · Jul 20, 2026 SmarFinancial (SMBK) Surpasses Q2 Earnings and Revenue Estimates Zacks · Jul 20, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$46.0M$57.0M$40.0M$53.0M$62.0M
Investing Cash Flow$-268.0M$-853.0M$-142.0M$-427.0M$-501.0M
Financing Cash Flow$779.0M$55.0M$191.0M$415.0M$465.0M
Net Cash Flow$563.0M$-779.0M$86.0M$35.0M$77.0M
Free Cash Flow$44.0M$44.0M$33.0M$46.0M$59.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y37.29%
Return 3Y105.68%
Return 5Y101.35%

Ownership

Insiders Held11.08%
Institutions Held64.66%
Institutions Float Held72.71%
Institutional HolderSharesReport Date
Blackrock Inc.1,284,5572026-03-31
Dimensional Fund Advisors LP836,3882026-03-31
Vanguard Capital Management LLC680,4172026-03-31
Wellington Management Group, LLP675,3472026-03-31
State Street Corporation440,5322026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $313.33 +0.29% 37.72 $4.60T 0.34%
MSFTMicrosoft Corporation $499.99 +0.03% 22.95 $3.71T 0.94%
GOOGLAlphabet Inc. $354.30 -0.96% 27.68 $4.29T 0.23%
AMZNAmazon.com, Inc. $274.48 +0.82% 28.76 $2.95T 0.00%
METAMeta Platforms, Inc. $592.10 +0.37% 21.47 $1.51T 0.35%

About SMBK

SMBK is led by CEO William Young Carroll Jr., employs 597 people, headquartered in US, publicly traded since 2003.

SMBK stock trades at $51.29 with a market capitalization of $876.98M. The stock is valued at a price-to-earnings (P/E) ratio of 13.44, price-to-book of 1.24, price-to-sales of 2.14. Over the past 52 weeks the stock has ranged between $31.50 and $51.29, and currently trades at its 52-week high. It pays a dividend yielding 0.81%.

On profitability, SMBK generates a return on equity (ROE) of 9.06%, return on capital employed of 11.21%, an operating margin of 19.62%, a net profit margin of 16.31%.

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