NASDAQ · Financial - Credit Services

SLM Corporation (SLM) Stock

$22.57 -0.45% NASDAQ: SLM Financial Services

Valuation

MetricValue
Price$22.57
Market Cap$4.24B
P/E Ratio6.28
P/B Ratio1.73
P/S Ratio1.39
EPS (TTM)$3.46
52-Week High$31.06
52-Week Low$17.77
Dividend Yield2.29%

Financials & Margins

MetricValue
ROE30.31%
ROA2.57%
ROCE11.31%
Gross Margin31.93%
Operating Margin31.93%
Net Margin23.97%
Debt/Equity2.36
Current Ratio0.28

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.4B$2.4B$2.8B$3.0B$3.1B
Operating Profit$1.5B$631.0M$778.0M$799.0M$993.0M
Net Profit$1.2B$469.0M$581.0M$608.0M$745.0M
EPS$3.61$1.76$2.41$2.68$3.46
Op Margin63.9%26.7%27.4%26.7%31.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$29.2B$28.8B$29.2B$30.1B$29.7B
Total Liabilities$27.1B$27.1B$27.3B$27.9B$27.3B
Cash$4.3B$4.6B$4.2B$4.7B$4.2B
Borrowings$5.9B$5.2B$5.2B$6.4B$5.9B

Latest News

Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock Business Wire · Jul 22, 2026 Sallie Mae (SLM) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates Zacks · Jul 22, 2026 Best CD rates today, Wednesday, July 22, 2026: Earn up to 4.20% APY Yahoo Personal Finance · Jul 22, 2026 Sallie Mae (SLM) Q2 Earnings: What To Expect StockStory · Jul 22, 2026 SLM: Lowering target price to $26.00 Argus Research · Jul 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-50.0M$5.0M$-145.0M$-329.0M$576.0M
Investing Cash Flow$2.6B$1.1B$-12.0M$676.0M$0
Financing Cash Flow$-3.3B$-27.0M$-178.0M$-857.0M$200.0M
Net Cash Flow$-64.0M$227.0M$-473.0M$575.0M$75.0M
Free Cash Flow$-50.0M$5.0M$-145.0M$-329.0M$576.0M

Valuation & Return Ratios

MetricValue
PEG Ratio0.08
EV / EBITDA5.54
FCF Yield15.19%
Quick Ratio1.31
Interest Coverage0.89
Return 1Y-10.86%
Return 3Y94.95%
Return 5Y64.78%

Ownership

Insiders Held1.30%
Institutions Held112.79%
Institutions Float Held114.27%
Institutional HolderSharesReport Date
Blackrock Inc.18,880,8102026-03-31
FMR, LLC17,916,4692026-03-31
Brave Warrior Advisors, LLC13,584,3682026-03-31
Vanguard Portfolio Management LLC10,827,1292026-03-31
Vanguard Capital Management LLC8,563,8232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CACCCredit Acceptance Corporation $538.60 -0.78% 11.49 $5.63B 0.00%
ECPGEncore Capital Group Inc $99.44 -0.62% 7.06 $2.13B 0.00%
FCFSFirstCash Holdings, Inc. $214.02 +1.20% 24.07 $9.28B 0.79%
JSMNavient Corporation SR NT 6% 121543 $17.74 +0.29% -29.51 $4.86B 8.46%
NAVINavient Corporation $9.15 -1.35% -18.76 $859.53M 6.96%

About SLM Corporation

SLM Corporation (SLM) stock trades at $22.57 with a market capitalization of $4.24B. The stock is valued at a price-to-earnings (P/E) ratio of 6.28, price-to-book of 1.73, price-to-sales of 1.39. Over the past 52 weeks the stock has ranged between $17.77 and $31.06, and currently trades 27.3% below its 52-week high. It pays a dividend yielding 2.29%.

On profitability, SLM Corporation generates a return on equity (ROE) of 30.31% — well above the market average, a sign of a high-quality business, return on capital employed of 11.31%, an operating margin of 31.93%, a net profit margin of 23.97%.

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