NASDAQ · Financial - Credit Services

SLM (SLM) Stock

$27.29 -0.44% NASDAQ: SLM Financial Services

Valuation

MetricValue
Price$27.29
Market Cap$5.13B
P/E Ratio6.20
P/B Ratio1.65
P/S Ratio1.31
EPS (TTM)$3.46
52-Week High$34.97
52-Week Low$17.77
Dividend Yield2.42%

Financials & Margins

MetricValue
ROE30.40%
ROA2.50%
ROCE40.51%
Gross Margin31.93%
Operating Margin31.93%
Net Margin24.28%
Debt/Equity2.53
Current Ratio0.28

Annual Financials (USD)

Metric20212022202320242025
Revenue$2.4B$2.4B$2.8B$3.0B$3.1B
Operating Profit$1.5B$631.0M$778.0M$799.0M$993.0M
Net Profit$1.2B$469.0M$581.0M$608.0M$745.0M
EPS$3.61$1.76$2.41$2.68$3.46
Op Margin63.9%26.7%27.4%26.7%31.9%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$29.2B$28.8B$29.2B$30.1B$29.7B
Total Liabilities$27.1B$27.1B$27.3B$27.9B$27.3B
Cash$4.3B$4.6B$4.2B$4.7B$4.2B
Borrowings$5.9B$5.2B$5.2B$6.4B$5.9B

Latest News

Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock Business Wire · Jul 22, 2026 Sallie Mae (SLM) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates Zacks · Jul 22, 2026 Best CD rates today, Wednesday, July 22, 2026: Earn up to 4.20% APY Yahoo Personal Finance · Jul 22, 2026 Sallie Mae (SLM) Q2 Earnings: What To Expect StockStory · Jul 22, 2026 SLM: Lowering target price to $26.00 Argus Research · Jul 22, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$-50.0M$5.0M$-145.0M$-329.0M$576.0M
Investing Cash Flow$2.6B$1.1B$-12.0M$676.0M$0
Financing Cash Flow$-3.3B$-27.0M$-178.0M$-857.0M$200.0M
Net Cash Flow$-64.0M$227.0M$-473.0M$575.0M$75.0M
Free Cash Flow$-50.0M$5.0M$-145.0M$-329.0M$576.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA5.69
FCF Yield15.95%
Quick Ratio13.93
Interest Coverage0.88
Return 1Y-21.36%
Return 3Y62.99%
Return 5Y47.09%

Ownership

Insiders Held1.30%
Institutions Held112.79%
Institutions Float Held114.27%
Institutional HolderSharesReport Date
Blackrock Inc.18,880,8102026-03-31
FMR, LLC17,916,4692026-03-31
Brave Warrior Advisors, LLC13,584,3682026-03-31
Vanguard Portfolio Management LLC10,827,1292026-03-31
Vanguard Capital Management LLC8,563,8232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CACC $557.99 +0.95% 14.30 $5.84B 0.00%
COLB $31.27 +0.06% 12.23 $8.84B 4.71%
ESNT $67.57 +0.28% 8.82 $6.23B 2.10%
FNB $19.21 -0.88% 10.98 $6.84B 2.80%
JSMNavient Corporation SR NT 6% 121543 $17.74 +0.29% -29.51 $4.86B 8.46%

About SLM

SLM stock trades at $27.29 with a market capitalization of $5.13B. The stock is valued at a price-to-earnings (P/E) ratio of 6.20, price-to-book of 1.65, price-to-sales of 1.31. Over the past 52 weeks the stock has ranged between $17.77 and $34.97, and currently trades 22.0% below its 52-week high. It pays a dividend yielding 2.42%.

On profitability, SLM generates a return on equity (ROE) of 30.40% — well above the market average, a sign of a high-quality business, return on capital employed of 40.51%, an operating margin of 31.93%, a net profit margin of 24.28%.

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