The Charles Schwab Corporation (SCHW) Stock

About The Charles Schwab Corporation

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

The Charles Schwab Corporation is led by CEO Richard Andrew Wurster, employs 32,100 people, headquartered in Westlake, US, publicly traded since 1987.

The Charles Schwab Corporation (SCHW) stock trades at $104.47 with a market capitalization of $181.69B. The stock is valued at a price-to-earnings (P/E) ratio of 18.12, price-to-book of 3.72, price-to-sales of 5.58. Over the past 52 weeks the stock has ranged between $83.96 and $107.50, and currently trades 2.8% below its 52-week high. It pays a dividend yielding 1.30%.

On profitability, The Charles Schwab Corporation generates a return on equity (ROE) of 19.08%, above the typical market average, return on capital employed of 23.18%, an operating margin of 43.04%, a net profit margin of 33.26%.

In its most recent fiscal year, The Charles Schwab Corporation reported annual revenue of $27.7B, net profit of $8.9B, revenue has compounded at 18.0% a year over the last five years, profit at 21.8% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.67, a current ratio of 0.53, total assets of $491.0B, $46.0B in cash and equivalents.

SCHW has an average daily trading volume of 10,800,095 shares, a beta of 0.77 (less volatile than the overall market).

Official website: www.schwab.com