NYSE · Banks - Regional

Regions Financial Corporation (RF) Stock

$27.07 +1.39% NYSE: RF Financial Services

Valuation

MetricValue
Price$27.07
Market Cap$23.10B
P/E Ratio10.92
P/B Ratio1.23
P/S Ratio2.41
EPS (TTM)$2.29
52-Week High$32.47
52-Week Low$22.70
Dividend Yield4.43%

Financials & Margins

MetricValue
ROE11.79%
ROA1.38%
ROCE10.32%
Gross Margin75.81%
Operating Margin29.48%
Net Margin23.33%
Debt/Equity0.34
Current Ratio1.25

Annual Financials (USD)

Metric20212022202320242025
Revenue$6.6B$7.5B$9.2B$9.4B$9.6B
Operating Profit$3.2B$2.9B$2.6B$2.4B$2.7B
Net Profit$2.5B$2.2B$2.1B$1.9B$2.2B
EPS$2.49$2.28$2.11$1.93$2.29
Op Margin48.7%38.4%28.5%25.1%28.6%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$162.9B$155.2B$152.2B$157.3B$159.6B
Total Liabilities$144.6B$139.3B$134.7B$139.4B$140.4B
Cash$29.4B$11.2B$6.8B$10.7B$10.9B
Borrowings$2.4B$2.3B$2.3B$6.5B$4.9B

Latest News

Bank Stocks 'An Island of Stability' as Financial Institutions Set to Release Earnings MT Newswires · Jul 13, 2026 Week ahead: Earnings season shifts into high gear as inflation looms Proactive · Jul 13, 2026 Regions Bank Promotes Jamie Stogsdill to Lead Consumer Banking in Arkansas and Louisiana Business Wire · Jul 13, 2026 Regions Financial (RF) Earnings Expected to Grow: Should You Buy? Zacks · Jul 10, 2026 Regions Financial Gains 8.4% in the Past 3 Months: How to Approach Now? Zacks · Jul 9, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$3.0B$3.1B$2.3B$1.6B$2.2B
Investing Cash Flow$-2.9B$-13.2B$-1.8B$-408.0M$-1.4B
Financing Cash Flow$12.8B$-7.6B$-4.2B$-1.1B$2.1B
Net Cash Flow$11.5B$-18.2B$-4.4B$3.9B$195.0M
Free Cash Flow$3.0B$2.8B$2.2B$1.5B$2.2B

Valuation & Return Ratios

MetricValue
PEG Ratio0.71
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y9.41%
Return 3Y87.71%
Return 5Y53.07%

Ownership

Insiders Held0.26%
Institutions Held86.32%
Institutions Float Held86.54%
Institutional HolderSharesReport Date
Blackrock Inc.82,218,3462026-03-31
Vanguard Capital Management LLC56,164,8002026-03-31
State Street Corporation47,713,4982026-03-31
Vanguard Portfolio Management LLC40,117,4082026-03-31
Wellington Management Group, LLP36,136,7232026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
CFGCitizens Financial Group, Inc. $64.09 +1.62% 13.74 $27.10B 2.89%
FHNFirst Horizon Corporation $23.31 +1.39% 11.10 $11.06B 2.90%
FITBFifth Third Bancorp $50.70 +1.16% 17.19 $45.95B 3.30%
FNBF.N.B. Corporation $17.28 +1.23% 10.33 $6.15B 2.98%
HBANHuntington Bancshares Incorporated $15.37 +1.32% 11.22 $31.05B 4.06%

About Regions Financial Corporation

Regions Financial Corporation is led by CEO John Turner Jr., employs 19,644 people, headquartered in Birmingham, US, publicly traded since 1980.

Regions Financial Corporation (RF) stock trades at $27.07 with a market capitalization of $23.10B. The stock is valued at a price-to-earnings (P/E) ratio of 10.92, price-to-book of 1.23, price-to-sales of 2.41. Over the past 52 weeks the stock has ranged between $22.70 and $32.47, and currently trades 16.6% below its 52-week high. It pays a dividend yielding 4.43%.

On profitability, Regions Financial Corporation generates a return on equity (ROE) of 11.79%, return on capital employed of 10.32%, an operating margin of 29.48%, a net profit margin of 23.33%.

In its most recent fiscal year, Regions Financial Corporation reported annual revenue of $9.6B, net profit of $2.2B, revenue has compounded at 7.7% a year over the last five years, profit at 14.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.34 — a conservative balance sheet with little leverage risk, a current ratio of 1.25, total assets of $159.6B, $10.9B in cash and equivalents.

RF has a beta of 1.00.

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