Regions Financial Corporation (RF) Stock

About Regions Financial Corporation

Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama.

Regions Financial Corporation is led by CEO John Turner Jr., employs 19,644 people, headquartered in Birmingham, US, publicly traded since 1980.

Regions Financial Corporation (RF) stock trades at $30.85 with a market capitalization of $26.33B. The stock is valued at a price-to-earnings (P/E) ratio of 12.79, price-to-book of 1.43, price-to-sales of 2.76. Over the past 52 weeks the stock has ranged between $22.70 and $32.17, and currently trades 4.1% below its 52-week high. It pays a dividend yielding 3.41%.

On profitability, Regions Financial Corporation generates a return on equity (ROE) of 11.78%, return on capital employed of 1.80%, an operating margin of 29.48%, a net profit margin of 23.13%.

In its most recent fiscal year, Regions Financial Corporation reported annual revenue of $9.6B, net profit of $2.2B, revenue has compounded at 7.7% a year over the last five years, profit at 14.5% a year. Profit growing faster than revenue points to expanding margins.

The balance sheet shows a debt-to-equity ratio of 0.34 — a conservative balance sheet with little leverage risk, a current ratio of 1.25, total assets of $159.6B, $10.9B in cash and equivalents.

RF has an average daily trading volume of 10,926,527 shares, a beta of 1.01.

Official website: www.regions.com