NYSE · Financial - Mortgages

PennyMac Financial Services, Inc. (PFSI) Stock

$59.90 -2.35% NYSE: PFSI Financial Services

Valuation

MetricValue
Price$59.90
Market Cap$3.11B
P/E Ratio8.20
P/B Ratio0.74
P/S Ratio0.64
EPS (TTM)$9.30
52-Week High$160.36
52-Week Low$59.64
Dividend Yield1.94%

Financials & Margins

MetricValue
ROE9.14%
ROA1.31%
ROCE3.85%
Gross Margin34.65%
Operating Margin34.65%
Net Margin7.79%
Debt/Equity5.46
Current Ratio0.04

Annual Financials (USD)

Metric20212022202320242025
Revenue$3.6B$2.3B$2.0B$2.8B$4.4B
Operating Profit$1.4B$689.0M$354.0M$403.0M$551.0M
Net Profit$1.0B$476.0M$145.0M$311.0M$501.0M
EPS$14.87$8.50$2.74$5.84$9.30
Op Margin38.2%29.7%17.4%14.1%12.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$18.8B$16.8B$18.8B$26.1B$29.4B
Total Liabilities$15.4B$13.4B$15.3B$22.3B$25.1B
Cash$340.0M$1.3B$938.0M$238.0M$302.0M
Borrowings$14.0B$11.8B$13.5B$20.6B$23.1B

Latest News

PennyMac Financial Services, Inc. Announces Date for Release of Second Quarter 2026 Results Business Wire · Jul 14, 2026 Can Bandwidth's Financial Services Portfolio Fuel Its Growth? Zacks · Jul 10, 2026 PennyMac Financial Services (PFSI) Lands KBRA Preliminary Ratings For New Prime RMBS Deal Simply Wall St. · Jul 8, 2026 Sector Update: Financial Stocks Edge Lower Late Afternoon MT Newswires · Jul 7, 2026 Sector Update: Financial MT Newswires · Jul 7, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$2.6B$6.0B$-1.6B$-4.5B$-1.4B
Investing Cash Flow$-361.0M$-805.0M$-309.0M$-1.9B$288.0M
Financing Cash Flow$-3.4B$-4.7B$677.0M$4.9B$-5.0M
Net Cash Flow$-193.0M$988.0M$-390.0M$-700.0M$63.0M
Free Cash Flow$2.5B$6.0B$-1.6B$-4.6B$-1.4B

Valuation & Return Ratios

MetricValue
PEG Ratio15.42
EV / EBITDA46.30
FCF Yield-48.15%
Quick Ratio0.04
Interest Coverage0.00
Return 1Y-31.71%
Return 3Y9.29%
Return 5Y16.10%

Ownership

Insiders Held34.63%
Institutions Held66.81%
Institutions Float Held102.20%
Institutional HolderSharesReport Date
MFN Partners Management, LP4,531,7922026-03-31
T. Rowe Price Investment Management, Inc.3,600,7802026-03-31
Millennium Management Llc2,385,7602026-03-31
Blackrock Inc.2,203,6812026-03-31
Dimensional Fund Advisors LP1,916,2712026-03-31

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
AAPLApple Inc. $336.64 -1.11% 38.93 $4.94T 0.32%
MSFTMicrosoft Corporation $535.07 +2.38% 28.68 $3.97T 0.76%
GOOGLAlphabet Inc. $351.66 +0.97% 16.94 $4.26T 0.26%
AMZNAmazon.com, Inc. $262.43 +3.29% 19.82 $2.82T 0.00%
METAMeta Platforms, Inc. $718.67 -0.31% 27.93 $1.83T 0.28%

About PennyMac Financial Services, Inc.

PennyMac Financial Services, Inc. (PFSI) stock trades at $59.90 with a market capitalization of $3.11B. The stock is valued at a price-to-earnings (P/E) ratio of 8.20, price-to-book of 0.74, price-to-sales of 0.64. Over the past 52 weeks the stock has ranged between $59.64 and $160.36, and currently trades 62.6% below its 52-week high. It pays a dividend yielding 1.94%.

On profitability, PennyMac Financial Services, Inc. generates a return on equity (ROE) of 9.14%, return on capital employed of 3.85%, an operating margin of 34.65%, a net profit margin of 7.79%.

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