NYSE · Banks - Regional

PFS (PFS) Stock

$24.07 -0.41% NYSE: PFS Financial Services

Valuation

MetricValue
Price$24.07
Market Cap$3.14B
P/E Ratio9.74
P/B Ratio1.00
P/S Ratio2.03
EPS (TTM)$2.23
52-Week High$24.27
52-Week Low$16.12
Dividend Yield4.42%

Financials & Margins

MetricValue
ROE10.27%
ROA1.16%
ROCE14.40%
Gross Margin29.57%
Operating Margin29.50%
Net Margin21.95%
Debt/Equity1.01
Current Ratio0.00

Annual Financials (USD)

Metric20212022202320242025
Revenue$489.0M$554.0M$696.0M$1.1B$1.4B
Operating Profit$227.0M$240.0M$176.0M$150.0M$408.0M
Net Profit$168.0M$176.0M$128.0M$116.0M$291.0M
EPS$2.19$2.35$1.71$1.05$2.23
Op Margin46.4%43.3%25.3%13.1%29.5%

Balance Sheet (USD)

Metric20212022202320242025
Total Assets$13.8B$13.8B$14.2B$24.1B$25.0B
Total Liabilities$12.1B$12.2B$12.5B$21.5B$22.1B
Cash$712.0M$186.0M$180.0M$206.0M$211.0M
Borrowings$637.0M$1.3B$1.5B$2.4B$2.5B

Latest News

Anthony Petrazzuoli Joins Provident Bank as Senior Vice President, Deposit & Payments Operations Director GlobeNewswire · Jul 15, 2026 PFS: What does Argus have to say about PFS? Argus Research · Jul 15, 2026 3 Stocks Under $50 We Approach with Caution StockStory · Jul 10, 2026 Regional Banks Stocks Q1 Results: Benchmarking Provident Financial Services (NYSE:PFS) StockStory · Jul 2, 2026 Provident Financial Services, Inc. Schedules Second Quarter Earnings Conference Call GlobeNewswire · Jul 1, 2026

Cash Flow (USD)

Metric20212022202320242025
Operating Cash Flow$157.0M$200.0M$173.0M$426.0M$442.0M
Investing Cash Flow$-730.0M$-657.0M$-477.0M$506.0M$-1.1B
Financing Cash Flow$1.4B$-717.0M$-270.0M$-293.0M$653.0M
Net Cash Flow$180.0M$-526.0M$-6.0M$26.0M$6.0M
Free Cash Flow$143.0M$191.0M$166.0M$425.0M$431.0M

Valuation & Return Ratios

MetricValue
PEG Ratio—
EV / EBITDA—
FCF Yield—
Quick Ratio—
Interest Coverage—
Return 1Y37.11%
Return 3Y53.05%
Return 5Y45.44%

Peer Comparison

TickerPriceChangeP/EMarket CapDiv Yield
BANR $70.55 +0.46% 11.36 $2.40B 3.14%
CVBF $22.79 +1.27% 13.24 $3.09B 3.93%
FFBC $33.79 +0.63% 11.22 $3.55B 3.29%
NBTB $52.97 +0.61% 12.71 $2.75B 3.22%
PRK $212.56 +2.70% 15.09 $3.85B 3.33%

About PFS

PFS stock trades at $24.07 with a market capitalization of $3.14B. The stock is valued at a price-to-earnings (P/E) ratio of 9.74, price-to-book of 1.00, price-to-sales of 2.03. Over the past 52 weeks the stock has ranged between $16.12 and $24.27, and currently trades at its 52-week high. It pays a dividend yielding 4.42%.

On profitability, PFS generates a return on equity (ROE) of 10.27%, return on capital employed of 14.40%, an operating margin of 29.50%, a net profit margin of 21.95%.

Related Financial Services Stocks

BRK.A Insurance - Diversified $733370.00 +0.00% BRK.B FIRE, MARINE & CASUALTY INSURANCE $482.70 +0.00% JPM Banks - Diversified $357.52 +0.34% V Financial - Credit Services $362.50 -2.15% MA Financial - Credit Services $562.95 -2.26% BAC Banks - Diversified $63.17 +0.27% HSBC Banks - Diversified $102.60 -1.06% MS Financial - Capital Markets $203.19 -3.97% GS Financial - Capital Markets $980.75 -5.09% RY Banks - Diversified $206.45 -2.79% WFC Banks - Diversified $83.87 -3.45% MUFG Banks - Diversified $21.94 -2.18%

Popular Stocks

Apple (AAPL)Microsoft (MSFT)NVIDIA (NVDA)Alphabet (GOOGL)Amazon (AMZN)Meta (META)Tesla (TSLA)Broadcom (AVGO)Eli Lilly (LLY)Exxon Mobil (XOM)

Screens featuring this stock

High ROE Financial Services StocksLow P/E Financial Services StocksHigh Net Margin Financial Services StocksDividend Financial Services StocksLow Debt Financial Services StocksNYSE High ROE StocksAll stock screens
Run Stock Screener Investing Guides