What is Ponce Financial Group, Inc. (PDLB) stock price today?

Ponce Financial Group, Inc. (PDLB) is currently trading at $20.05, down 0.69% today.

What is PDLB P/E ratio?

Ponce Financial Group, Inc.'s P/E ratio is 14.33. This is below the market average, suggesting the stock may be undervalued relative to earnings.

What is PDLB return on equity (ROE)?

Ponce Financial Group, Inc.'s return on equity (ROE) is 6.18%, indicating how efficiently the company generates profit from shareholders' equity. This is below the typical market average of 12-15%.

What is Ponce Financial Group, Inc.'s market cap?

Ponce Financial Group, Inc. has a market capitalization of $484.97M.

NASDAQ · Banks - Regional

Ponce Financial Group, Inc. (PDLB) Stock

$20.05 -0.69% NASDAQ: PDLB Financial Services

Valuation

Metric	Value
Price	$20.05
Market Cap	$484.97M
P/E Ratio	14.33
P/B Ratio	0.84
P/S Ratio	2.41
EPS (TTM)	$1.19
52-Week High	$21.10
52-Week Low	$11.15
Dividend Yield	0.00%

Financials & Margins

Metric	Value
ROE	6.18%
ROA	0.97%
ROCE	7.73%
Gross Margin	20.10%
Operating Margin	20.62%
Net Margin	16.51%
Debt/Equity	1.09
Current Ratio	0.12

Annual Financials (USD)

Metric	2021	2022	2023	2024	2025
Revenue	$78.0M	$87.0M	$134.0M	$167.0M	$194.0M
Operating Profit	$34.0M	$-37.0M	$6.0M	$16.0M	$40.0M
Net Profit	$25.0M	$-30.0M	$3.0M	$11.0M	$29.0M
EPS	$1.51	$-1.32	$0.15	$0.46	$1.19
Op Margin	43.3%	-42.3%	4.3%	9.4%	20.3%

Balance Sheet (USD)

Metric	2021	2022	2023	2024	2025
Total Assets	$1.7B	$2.3B	$2.8B	$3.0B	$3.2B
Total Liabilities	$1.5B	$1.8B	$2.3B	$2.5B	$2.7B
Cash	$156.0M	$56.0M	$139.0M	$140.0M	$126.0M
Borrowings	$121.0M	$552.0M	$717.0M	$627.0M	$625.0M

Latest News

Zacks.com featured highlights include Ponce Financial, Credo Technology, Interface, Ciena and Citizens Financial Services Zacks · Jul 6, 2026 5 High-Efficiency Stocks With Strong Profit Potential to Buy Now Zacks · Jul 2, 2026 Here's Why Momentum in Ponce Financial (PDLB) Should Keep going Zacks · Jun 29, 2026 Here's What Could Help Ponce Financial (PDLB) Maintain Its Recent Price Strength Zacks · Jun 12, 2026 Ponce Financial (PDLB) is on the Move, Here's Why the Trend Could be Sustainable Zacks · May 27, 2026

Cash Flow (USD)

Metric	2021	2022	2023	2024	2025
Operating Cash Flow	$19.0M	$10.0M	$6.0M	$7.0M	$56.0M
Investing Cash Flow	$-215.0M	$-778.0M	$-333.0M	$-298.0M	$-221.0M
Financing Cash Flow	$296.0M	$47.0M	$244.0M	$377.0M	$151.0M
Net Cash Flow	$82.0M	$-100.0M	$85.0M	$1.0M	$-14.0M
Free Cash Flow	$14.0M	$9.0M	$6.0M	$4.0M	$55.0M

Valuation & Return Ratios

Metric	Value
PEG Ratio	0.15
EV / EBITDA	—
FCF Yield	—
Quick Ratio	—
Interest Coverage	—
Return 1Y	42.01%
Return 3Y	108.05%
Return 5Y	111.06%

Ownership

Insiders Held18.19%

Institutions Held49.23%

Institutions Float Held60.18%

Institutional Holder	Shares	Report Date
M3F, Inc.	2,003,960	2026-03-31
T. Rowe Price Investment Management, Inc.	1,905,147	2026-03-31
Blackrock Inc.	1,621,751	2026-03-31
Dimensional Fund Advisors LP	939,100	2026-03-31
Vanguard Capital Management LLC	870,366	2026-03-31

Peer Comparison

Ticker	Price	Change	P/E	Market Cap	Div Yield
BCBPBCB Bancorp, Inc. (NJ)	$8.23	-0.96%	-7.66	$142.90M	3.76%
CBFVCB Financial Services, Inc.	$37.20	-0.96%	25.77	$188.70M	3.04%
EBMTEagle Bancorp Montana, Inc.	$20.61	-1.20%	10.32	$164.17M	2.78%
FISIFinancial Institutions, Inc.	$38.45	-1.54%	9.72	$756.94M	3.27%
HBCPHome Bancorp, Inc.	$65.67	-1.54%	11.18	$516.70M	1.90%

About Ponce Financial Group, Inc.

Ponce Financial Group, Inc. is led by CEO Carlos Naudon, employs 211 people, headquartered in US, publicly traded since 2017.

Ponce Financial Group, Inc. (PDLB) stock trades at $20.05 with a market capitalization of $484.97M. The stock is valued at a price-to-earnings (P/E) ratio of 14.33, price-to-book of 0.84, price-to-sales of 2.41. Over the past 52 weeks the stock has ranged between $11.15 and $21.10, and currently trades 5.0% below its 52-week high.

On profitability, Ponce Financial Group, Inc. generates a return on equity (ROE) of 6.18%, return on capital employed of 7.73%, an operating margin of 20.62%, a net profit margin of 16.51%.

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